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B−Hazard risk
Natural hazards in Forest Park · FEMA

Forest Park’s building-damage rate from tornadoes is in the top 2% of U.S. census tracts

On FEMA’s National Risk Index, Forest Park gets a B− for hazard risk: lower expected damage per building than 54% of U.S. towns. Most of that expected damage is river and rain flooding (50%), then tornadoes (21%). Flood insurance has paid 2 claims here since 2013.

River and rain flooding 50%Tornadoes 21%Hail 16%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 54%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
B−
in Oklahoma · lower than 54% of U.S. towns
Main hazard
River and rain flooding
50% of expected building damage
Flood claims
2
paid since 2013 · $21K
Disasters paid out here
4
of 31 declared for Oklahoma County
By hazard

What Forest Park faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

50%of expected building damage
Below average · lower than 70% of U.S. census tracts
Recorded about 3 times a year in the area

Tornadoes

21%of expected building damage
Well above average · in the top 2% of U.S. census tracts

Hail

16%of expected building damage
Well above average · in the top 5% of U.S. census tracts
Recorded about 11 times a year in the area

Earthquakes

5%of expected building damage
Above average · higher than 65% of U.S. census tracts
Smaller shares here
 Ice storms top 5% Wildfire Strong wind Lightning Winter storms Hurricanes Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts heat waves at 16% of Forest Park’s expected losses. Heat waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Forest Park’s grade

River and rain flooding is 50% of the building damage FEMA expects in Forest Park, and Forest Park’s rate of river and rain flooding damage is lower than 70% of U.S. census tracts. Tornadoes add 21%, at a rate in the top 2% of U.S. census tracts.

Where Forest Park sits
Forest Park
Least damageMiddleMost damage

B− lower expected damage per building than 54% of U.S. towns (21,298).

All of Forest Park’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding50%Tornadoes21%Hail16%Everything else12%

In dollars, FEMA expects about $420K a year in losses across Forest Park: $294K to buildings, the rest to people and crops.

Shared tract.All of Forest Park’s 1,049 residents (2020 census) live in one census tract, which it shares with Lake Aluma town (87 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Forest Park flood? Rarely: 2 flood claims since 2013

Every paid claim on a federal flood insurance policy in Forest Park, from FEMA’s records: 5.0 per 1,000 homes, more than 60% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2013: 1 claim2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 1 claim2026: 0 claims20132025
20132026
2
paid claims since 2013
$21K
paid to owners
0
homes flooded more than once
$11K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Forest Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oklahoma County.
What’s been done with FEMA grants
1storm safe room built
Disasters

4 federal disasters brought FEMA money to Forest Park

Disasters that paid out in Forest Park itself (aid to households or repair grants to the Town of Forest Park), newest first, with that year’s flood claims.

  1. 2010Severe Storms, Tornadoes, Straight-line Winds, and Flooding$2K to the Town of Forest Park for repairs
  2. 2007Severe Winter Storms$229K to the Town of Forest Park for repairs
  3. 2007Severe Storms, Flooding, and Tornadoes$3K to the Town of Forest Park for repairs
  4. 1999Ok, Tornadoes 5/3/99$1K to the Town of Forest Park for repairs
Disasters declared, by decade
Paid out in Forest ParkOklahoma County only

Oklahoma County has had 31 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 14 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Oklahoma County, 2005–2026.

Were you here?

Old photos of Forest Park after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Forest Park archive →
Be ready

Get ready for what Forest Park faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Forest Park

Is Forest Park at risk for natural disasters?

On FEMA’s National Risk Index, Forest Park has lower expected damage per building than 54% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (50%) and tornadoes (21%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Forest Park flood?

Flood insurance has paid 2 claims in Forest Park since 2013, $21K in all, or 5.0 per 1,000 homes, more than 60% of U.S. towns with a flood insurance record.

Is Forest Park in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Oklahoma County, 18% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.

How much is flood insurance in Forest Park?

FEMA’s Community Rating System list shows no discount for Forest Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Forest Park?

By FEMA money that reached Forest Park, Severe Winter Storms (2007): $229K to the Town of Forest Park for repairs.

Is Forest Park at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (50%), and Forest Park’s rate for it is lower than 70% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Forest Park.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Forest Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.