Guest, Sign inJoin

Post to Collinsville

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
CHazard risk
Natural hazards in Collinsville · FEMA

FEMA expects more hazard damage per building in Collinsville than in 69% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Collinsville gets a C for hazard risk: higher expected damage per building than 69% of U.S. towns, #69 of 131 in Oklahoma. Most of that expected damage is river and rain flooding (82%). Flood insurance has paid 2 claims here since 1999.

River and rain flooding 82%Tornadoes 4%Strong wind 4%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 69%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#69 of 131 in Oklahoma
Hazard risk
C#69 of 131
in Oklahoma · higher than 69% of U.S. towns
Main hazard
River and rain flooding
82% of expected building damage
Flood claims
2
paid since 1999 · $32K
Disasters paid out here
8
of 29 declared for Tulsa County
By hazard

What Collinsville faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

82%of expected building damage
Above average · higher than 79% of U.S. census tracts
Recorded about 5 times a year in the area
Smaller shares here
 Tornadoes Strong wind Hail Wildfire Ice storms Earthquakes Lightning Hurricanes Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts heat waves at 25% of Collinsville’s expected losses. Heat waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Collinsville’s grade

River and rain flooding is 82% of the building damage FEMA expects in Collinsville, and Collinsville’s rate of river and rain flooding damage is higher than 79% of U.S. census tracts. Strong wind adds 4%, at a rate in the top 7% of U.S. census tracts.

Where Collinsville sits
Collinsville
Least damageMiddleMost damage

C #69 of 131 in Oklahoma; higher expected damage per building than 69% of U.S. towns (21,298).

Collinsville’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding82%Tornadoes4%Strong wind4%Everything else10%

The typical Oklahoma town has higher expected damage than 69% of U.S. towns; within the state, Collinsville has more expected damage per building than 52% of Oklahoma towns.

In dollars, FEMA expects about $3.5M a year in losses across Collinsville: $2.0M to buildings, the rest to people and crops.

A small-area figure. Collinsville covers 4 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Collinsville flood? Rarely: 2 flood claims since 1999

Every paid claim on a federal flood insurance policy in Collinsville, from FEMA’s records: 0.6 per 1,000 homes, fewer than 88% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1999: 1 claim2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 1 claim2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims19992019
19992026
2
paid claims since 1999
$32K
paid to owners
0
homes flooded more than once
$16K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Collinsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tulsa County.
What’s been done with FEMA grants
31storm safe rooms built
Disasters

8 federal disasters brought FEMA money to Collinsville

Disasters that paid out in Collinsville itself (aid to households or repair grants to the City of Collinsville), newest first, with that year’s flood claims.

  1. 2021Severe Winter Storms15 households applied for aid$20K aid approved
  2. 2019Severe Storms, Straight-line Winds, Tornadoes, and Flooding47 households applied for aid$140K aid approved1 flood claim paid that year
  3. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding6 households applied for aid$18K aid approved
  4. 2009Severe Winter Storm$5K to the City of Collinsville for repairs
  5. 2007Severe Winter Storms$1.7M to the City of Collinsville for repairs
  6. 2007Severe Winter Storms$11K to the City of Collinsville for repairs
Show all 8
  1. 2005Extreme Wildfire Threat$1K to the City of Collinsville for repairs
  2. 2000Severe Winter Ice Storm$9K to the City of Collinsville for repairs
Disasters declared, by decade
Paid out in CollinsvilleTulsa County only

Tulsa County has had 29 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Tulsa County, 2006–2011.

Were you here?

Old photos of Collinsville after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Collinsville archive →
Next door

Collinsville and its neighbors

Collinsville is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Owasso: hazard risk B−OwassoCollinsville
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
OwassoB−more damage than 52%river and rain flooding10
CollinsvilleCmore damage than 69%river and rain flooding2

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Collinsville faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Collinsville

Is Collinsville at risk for natural disasters?

On FEMA’s National Risk Index, Collinsville has higher expected damage per building than 69% of U.S. towns: C for hazard risk, #69 of 131 in Oklahoma. Most of the expected damage is river and rain flooding (82%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Collinsville flood?

Flood insurance has paid 2 claims in Collinsville since 1999, $32K in all, or 0.6 per 1,000 homes, fewer than 88% of U.S. towns with a flood insurance record.

Is Collinsville in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Tulsa County, 22% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.

How much is flood insurance in Collinsville?

FEMA’s Community Rating System list shows no discount for Collinsville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Collinsville?

By FEMA money that reached Collinsville, Severe Winter Storms (2007): $1.7M to the City of Collinsville for repairs.

Is Collinsville at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (82%), and Collinsville’s rate for it is higher than 79% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Collinsville.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Collinsville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.