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Oklahoma›Adair County

ChanceOK

A town settled in 1897, now home to 315 people.

Is Chance a good place to live?

Chance’s median age is 58.5 years, above both the Oklahoma town median (36.2 years) and the median of U.S. towns (40.5 years). Of the 132 Oklahoma towns we compare, none has a lower typical July afternoon high than Chance. Chance has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

315 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

The data

Ordered by what stands out in Chance.

Natural hazards

The biggest natural risk in Chance is inland flooding, at a very high overall level

85risk score of 100

Expected losses in Chance break down as 65% from inland flooding and 10% from tornadoes. On expected storm and flood damage, Chance sits above 85% of U.S. communities.

FEMA risk score
85Very high riskLowerHigher
Inland floodingTornadoesHeat waves

FEMA National Risk Index · OpenFEMA

Work & commute

Compared with most of Oklahoma and the rest of the country, fewer of Chance’s residents live below the poverty line

0%work in town

The top destinations are Siloam Springs (20%), Westville (11%) and Tulsa (7%). Half of commuters travel less than 26 miles. Chance’s average trip to work comes in at 21 minutes.

ChanceOklahoma townsU.S. towns
Below the poverty line3.2%18%9.6%
Average trip to work21 minutes22 minutes25 minutes

Where working residents work

In Chance0%
Siloam Springs20%
Westville11%
Tulsa7%
Oklahoma City7%
26 mi
median commute distance
30
jobs based in Chance
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Climate

Expect mild winters and hot summers in Chance

4″snow a winter

Chance brings chilly winters and warm summers, with plenty of rain. Summer afternoons peak near 90° in July, and January nights bottom out around 26°; snowfall runs to about 4 inches a winter.

Typical low → high °F

Winter29–50°
Spring47–69°
Summer67–88°
Fall48–71°
Nov 4
typical first frost
Mar 31
typical last frost
+0.5°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

More of Chance’s adults have diabetes than in the typical Oklahoma or U.S. town

Only 9 of the 132 Oklahoma towns we compare have a higher share of adults who say their health is fair or poor than Chance. Chance: 45% of adults have obesity.

ChanceOklahoma townsU.S. towns
Smoke cigarettes (CDC PLACES)25%18%14%
Diabetes (CDC PLACES)20%14%12%
Frequent physical distress (CDC PLACES)20%16%14%
Get no exercise (CDC PLACES)42%34%25%
32 measures vs. Oklahoma
2 better10 too close to call20 worse
What stands outChanceOK
Fewer binge drinkers10.6%14%
More adults treating high blood pressure80.4%76.3%
More adults with COPD12.9%8%
Siloam Springs Regional Hospital
11.3 mi away · emergency room
2 of 3
care shortages: primary care, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Chance

15pages on Chance
Getting set up

Moving to Chance: who provides what

Chance is unincorporated, so Adair County and regional agencies provide most services.

PowerNortheast Oklahoma Electric13.8¢/kWh · EIA 2025HIFLD · EIA
WaterAdair Co RWD #56 health-based violations in 5 years · EPAEPA
Internet3 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesAdair CountyAdair County provides services here
SchoolsWestville Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Oklahoma you can register online until 25 days before Election Day, in person until 25 days before Election Day, or by mail (received 25 days before).vote.gov
Who runs elections hereSecretary, Adair County Election BoardAdair County; contacts on the Handbook page.FVAP, Feb 2018
ZIP codes74965, 7496474965 92% · 74964 8%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

A commuter town

100% of working residents leave Chance for work

Where Chance’s working residents go each day. Line width shows the share.

20% → Siloam Springs Siloam Springs 20% 11% → Westville Westville 11% 7% → Tulsa Tulsa 7% 7% → Oklahoma City Oklahoma City 7% 5% → Fayetteville Fayetteville 5% 4% → Muskogee Muskogee 4% Chance · 0% stay
30jobs based in Chance
0%of working residents work in town
26 mimedian commute distance

Census LEHD 2023

After high school

Colleges nearby

1 within 15 miles of the center of Chance

Questions about Chance

Short answers, built from the data on this page.

Is Chance, OK a good place to live?

Chance has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Chance is in here

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