Photo: Nyttend · Public domainRenting in Apache: a two-bedroom costs about $940
Apache is too small for a cost of living grade (TownRatings grades places of 1,000 or more).
Only 1 sale in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
What Apache’s housing numbers say
Owning can cost less than renting
With 20% down at the calculator’s rate, the typical Apache home runs about $710 a month with tax and insurance. A two-bedroom rents for about $940. Can I afford it? ↓
Values have lagged Oklahoma
The typical Apache home is up 10% in five years, against a gain of 26% across Oklahoma. Over the ten years on the chart it’s up 20%, against 72% statewide. Price trend ↓
Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; incomes, rents paid, taxes and ownership come from the Census American Community Survey, which has wide margins in a place this size.
Why Apache isn’t graded
The grade needs at least two of four Census figures: home value, rent, property tax and the share of households paying 30% or more for housing.
A two-bedroom rents for about $940
Renters already here pay a median of $702, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Lawton, OK HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Property tax runs below the Oklahoma norm
The median bill is $674 (Oklahoma: $1,599), 0.78% of a home’s value a year, against 0.80% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
Apache and its neighbors
One source per column.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, September 2026 | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Apache | – | $120K | $86K | 0.78% | $940 |
“—” under Cost: not graded (too little Census data, or under 1,000 residents).
Questions about the cost of living in Apache
How much is rent in Apache?
HUD puts a two-bedroom at about $940 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $702 (Census 2020–24).
What are property taxes in Apache?
The median bill is $674 a year, 0.78% of the median home value (Oklahoma: $1,599, 0.80%), from the Census 2020–24.
Why doesn’t Apache have a cost of living grade?
Apache is too small for a cost of living grade (TownRatings grades places of 1,000 or more).
Neighbors talk housing
What Apache buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.