Photo: Photo by and ©2006 Dustin M. Ramsey (Kralizec!) · CC BY-SA 2.5On FEMA’s figures, Woodville Township faces more hazard damage per building than 78% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Woodville Township gets a C− for hazard risk: higher expected damage per building than 78% of U.S. towns, #949 of 993 in Ohio. Most of that expected damage is river and rain flooding (84%). Flood insurance has paid 27 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Woodville Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Woodville Township’s grade
River and rain flooding is 84% of the building damage FEMA expects in Woodville Township, and Woodville Township’s rate of river and rain flooding damage is higher than 86% of U.S. census tracts. Ice storms add 2%, at a rate in the top 7% of U.S. census tracts.
C− #949 of 993 in Ohio; higher expected damage per building than 78% of U.S. towns (21,298).
Woodville Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Woodville Township has more expected damage per building than 96% of Ohio towns.
In dollars, FEMA expects about $1.7M a year in losses across Woodville Township: $1.5M to buildings, the rest to people and crops.
Does Woodville Township flood? Sometimes: 27 flood claims since 1979
Every paid claim on a federal flood insurance policy in Woodville Township, from FEMA’s records: 19.7 per 1,000 homes, more than 84% of the 13,809 U.S. towns with a flood insurance record.
- The Late winter storms1 claim · $2K
Woodville Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Sandusky County.1 federal disaster brought FEMA money to Woodville Township
Disasters that paid out in Woodville Township itself (aid to households or repair grants to Woodville Township), newest first, with that year’s flood claims.
- 2004Snow$3K to Woodville Township for repairs
Sandusky County has had 10 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Woodville Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Woodville Township archive →Woodville Township and its neighbors
Woodville Township is 4th of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Madison Township | Bless damage than 63% | river and rain flooding | 1 |
| Clay Township | B−more damage than 54% | river and rain flooding | 3 |
| Harris Township | Cmore damage than 74% | river and rain flooding | — |
| Woodville Township | C−more damage than 78% | river and rain flooding | 27 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Woodville Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Woodville Township
Is Woodville Township at risk for natural disasters?
On FEMA’s National Risk Index, Woodville Township has higher expected damage per building than 78% of U.S. towns: C− for hazard risk, #949 of 993 in Ohio. Most of the expected damage is river and rain flooding (84%) and tornadoes (6%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Woodville Township flood?
Flood insurance has paid 27 claims in Woodville Township since 1979, $129K in all, or 19.7 per 1,000 homes, more than 84% of U.S. towns with a flood insurance record. The most claims came from Late winter storms (1).
Is Woodville Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Sandusky County, 21% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Woodville Township?
FEMA’s Community Rating System list shows no discount for Woodville Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Woodville Township?
By FEMA money that reached Woodville Township, Snow (2004): $3K to Woodville Township for repairs. By flood claims, Late winter storms: 1 paid, $2K.
Is Woodville Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (84%), and Woodville Township’s rate for it is higher than 86% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Woodville Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Woodville Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.