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BHazard risk
Natural hazards in White Eyes Township · FEMA

FEMA expects about as much hazard damage per building in White Eyes Township as in the typical U.S. town, mostly from river and rain flooding

On FEMA’s National Risk Index, White Eyes Township gets a B for hazard risk: lower expected damage per building than 58% of U.S. towns. Most of that expected damage is river and rain flooding (83%). Flood insurance has paid 6 claims here since 1979.

River and rain flooding 83%Tornadoes 7%Hail 6%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 58%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
B
in Ohio · lower than 58% of U.S. towns
Main hazard
River and rain flooding
83% of expected building damage
Flood claims
6
paid since 1979 · $24K
Disasters paid out here
3
of 12 declared for Coshocton County
By hazard

What White Eyes Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

83%of expected building damage
Above average · higher than 62% of U.S. census tracts
Recorded about 3 times a year in the area

Tornadoes

7%of expected building damage
Above average · higher than 64% of U.S. census tracts

Hail

6%of expected building damage
Well above average · higher than 85% of U.S. census tracts
Recorded about 4 times a year in the area
Smaller shares here
 Strong wind Ice storms Earthquakes Winter storms Hurricanes Wildfire Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind White Eyes Township’s grade

River and rain flooding is 83% of the building damage FEMA expects in White Eyes Township, and White Eyes Township’s rate of river and rain flooding damage is higher than 62% of U.S. census tracts. Next is tornadoes at 7% (higher than 64% of U.S. census tracts).

Where White Eyes Township sits
White Eyes Township
Least damageMiddleMost damage

B lower expected damage per building than 58% of U.S. towns (21,298).

All of White Eyes Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding83%Tornadoes7%Hail6%Everything else4%

In dollars, FEMA expects about $384K a year in losses across White Eyes Township: $318K to buildings, the rest to people and crops.

Shared tract.All of White Eyes Township’s 1,222 residents (2020 census) live in one census tract, which it shares with Adams township (765 residents) and Fresno CDP (140 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does White Eyes Township flood? Rarely: 6 flood claims since 1979

Every paid claim on a federal flood insurance policy in White Eyes Township, from FEMA’s records: 8.0 per 1,000 homes, more than 70% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1979: 2 claims1980: 1 claim1981: 0 claims1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 1 claim2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 1 claim2019: 0 claims2020: 1 claim2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims197919802011
19792026
Biggest named events
  • The Late winter storms1 claim · $5K
6
paid claims since 1979
$24K
paid to owners
0
homes flooded more than once
$4K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

White Eyes Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coshocton County.
Disasters

3 federal disasters brought FEMA money to White Eyes Township

Disasters that paid out in White Eyes Township itself (aid to households or repair grants to White Eyes Township), newest first, with that year’s flood claims.

  1. 2012Severe Storms and Straight-line Winds$3K to White Eyes Township for repairs
  2. 2008Severe Wind Storm Associated with Tropical Depression Ike$3K to White Eyes Township for repairs
  3. 2004Severe Winter Storms, Flooding, and Mudslides$64K to White Eyes Township for repairs
Disasters declared, by decade
Paid out in White Eyes TownshipCoshocton County only

Coshocton County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of White Eyes Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the White Eyes Township archive →
Next door

White Eyes Township and its neighbors

White Eyes Township is 3rd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Keene Township: hazard risk C+Adams Township: not gradedLafayette Township: hazard risk ACrawford Township: hazard risk B−Tuscarawas Township: hazard risk B+Keene TownshipAdams TownshipLafayette TownshipCrawford TownshipTuscarawas TownshipWhite Eyes Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Lafayette TownshipAless damage than 94%river and rain flooding—
Tuscarawas TownshipB+less damage than 74%river and rain flooding—
White Eyes TownshipBless damage than 58%river and rain flooding6
Crawford TownshipB−less damage than 54%river and rain flooding—
Keene TownshipC+more damage than 56%river and rain flooding—
Adams Township—581 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what White Eyes Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in White Eyes Township

Is White Eyes Township at risk for natural disasters?

On FEMA’s National Risk Index, White Eyes Township has lower expected damage per building than 58% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (83%) and tornadoes (7%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does White Eyes Township flood?

Flood insurance has paid 6 claims in White Eyes Township since 1979, $24K in all, or 8.0 per 1,000 homes, more than 70% of U.S. towns with a flood insurance record. The most claims came from Late winter storms (1).

Is White Eyes Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Coshocton County, 8% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in White Eyes Township?

FEMA’s Community Rating System list shows no discount for White Eyes Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in White Eyes Township?

By FEMA money that reached White Eyes Township, Severe Winter Storms, Flooding, and Mudslides (2004): $64K to White Eyes Township for repairs. By flood claims, Late winter storms: 1 paid, $5K.

Is White Eyes Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (83%), and White Eyes Township’s rate for it is higher than 62% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in White Eyes Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where White Eyes Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.