Photo: Nyttend · Public domainStorms, floods and disasters in West Mansfield
West Mansfield isn’t graded for hazard risk: West Mansfield has 752 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 1979.
What West Mansfield faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does West Mansfield flood? Rarely: 1 flood claim since 1979
Every paid claim on a federal flood insurance policy in West Mansfield, from FEMA’s records.
West Mansfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Logan County.5 federal disasters brought FEMA money to West Mansfield
Disasters that paid out in West Mansfield itself (aid to households or repair grants to the Village of West Mansfield), newest first, with that year’s flood claims.
- 2024Tornadoes10 households applied for aid$7K aid approved
- 2004Severe Winter Storms, Flooding, and Mudslides30 households applied for aid$24K aid approved$9K to the Village of West Mansfield for repairs
- 2004Severe Storms and Flooding5 households applied for aid$6K aid approved
- 2003Severe Storms and Flooding1 households applied for aid$310 aid approved
- 2002Severe Storms and Tornadoes4 households applied for aid$33K aid approved
Logan County has had 10 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of West Mansfield after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the West Mansfield archive →Get ready for what West Mansfield faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in West Mansfield
Does West Mansfield flood?
Flood insurance has paid 1 claim in West Mansfield since 1979, $26K in all.
Is West Mansfield in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Logan County, 0.9% of all homes carry federal flood insurance.
How much is flood insurance in West Mansfield?
FEMA’s Community Rating System list shows no discount for West Mansfield’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in West Mansfield?
By FEMA money that reached West Mansfield, Severe Storms and Tornadoes (2002): 4 households applied for aid, $33K approved.
Storm stories
Memories, warnings and help from neighbors in West Mansfield.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where West Mansfield’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.