Photo: Nyttend · Public domainStorms, floods and disasters in Waynesfield
Waynesfield isn’t graded for hazard risk: Waynesfield has 752 residents; we grade towns of 1,000 or more.
What Waynesfield faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Waynesfield flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Waynesfield. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Waynesfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Auglaize County.3 federal disasters brought FEMA money to Waynesfield
Disasters that paid out in Waynesfield itself (aid to households or repair grants to the Village of Waynesfield), newest first, with that year’s flood claims.
- 2012Severe Storms and Straight-line Winds$3K to the Village of Waynesfield for repairs
- 2004Severe Winter Storms, Flooding, and Mudslides39 households applied for aid$22K aid approved$21K to the Village of Waynesfield for repairs
- 2003Severe Storms and Flooding1 households applied for aid$1K aid approved
Auglaize County has had 9 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Waynesfield after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Waynesfield archive →Get ready for what Waynesfield faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Waynesfield
Is Waynesfield in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Auglaize County, 0.6% of all homes carry federal flood insurance.
How much is flood insurance in Waynesfield?
FEMA’s Community Rating System list shows no discount for Waynesfield’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Waynesfield?
By FEMA money that reached Waynesfield, Severe Winter Storms, Flooding, and Mudslides (2004): 39 households applied for aid, $22K approved, and $21K to the Village of Waynesfield for repairs.
Storm stories
Memories, warnings and help from neighbors in Waynesfield.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Waynesfield’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.