Photo: Nyttend · Public domainStorms, floods and disasters in Vernon Township
Vernon Township isn’t graded for hazard risk: Vernon Township has 749 residents; we grade towns of 1,000 or more. Flood insurance has paid 9 claims here since 2007.
What Vernon Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Ice storms
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Vernon Township flood? Rarely: 9 flood claims since 2007
Every paid claim on a federal flood insurance policy in Vernon Township, from FEMA’s records.
- The Late winter storms1 claim · $32K
Vernon Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Crawford County.The storms Vernon Township remembers
None of the 12 disasters declared for Crawford County shows FEMA aid or repair money reaching Vernon Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20076 flood claims paidThe year of Severe Storms, Flooding, and Tornadoes, declared for Crawford County
- 20111 flood claims paidNo declaration for the county that year
- 20131 flood claims paidNo declaration for the county that year
Crawford County has had 12 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Vernon Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Vernon Township archive →Vernon Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Sharon Township | A−less damage than 75% | river and rain flooding | 131 |
| Jefferson Township | Bless damage than 63% | river and rain flooding | — |
| Jackson Township | — | 482 residents; we grade 1,000+ | |
| Sandusky Township | — | 618 residents; we grade 1,000+ | |
| Auburn Township | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Vernon Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Vernon Township
Does Vernon Township flood?
Flood insurance has paid 9 claims in Vernon Township since 2007, $245K in all. The most claims came from Late winter storms (1).
Is Vernon Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Crawford County, 21% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Vernon Township?
FEMA’s Community Rating System list shows no discount for Vernon Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Vernon Township?
By flood claims, Late winter storms: 1 paid, $32K.
Storm stories
Memories, warnings and help from neighbors in Vernon Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Vernon Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.