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Five Mile Creek country storePhoto: Nyttend · Public domain
B+Cost of living
Cost of living in Union Township

Measured against area pay, Union Township costs less to live in than 69% of U.S. towns

It ranks #351 of 993 in Ohio for affordability. Home prices around Union Township have risen about 33% over the past 5 years.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Huntington-Ashland, WV-KY-OH metro area ($60K). How TownRatings grades cost of living

Typical home value
$188K
▼ 9.7% in a year · OH $260K
Estimate
2-bedroom rent
$970
a month, utilities in · HUD
Median tax bill
$1,267
OH $2,822
Area income (the grade’s yardstick)
$60K
Huntington-area median
Why Union Township gets a B+

The grade compares costs with what households across the Huntington metro earn ($60K, Census 2020–24). The typical home costs 2.7 years of metro income, and 51% of renters pay 30% or more of income for housing.

In dollars

  • $970a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 88prices across the Huntington metro, where the U.S. is 100 (housing 51)BEA Regional Price Parities, 2024

In paychecks the grade

  • 2.7 yrsof area income buys the typical home; the typical U.S. town: 3.3$60K, Huntington-area income
  • 18%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 51%of renters pay 30%+ of income for housing; across Ohio: 46%Census 2020–24
  • 16%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

Housing in Union Township, in brief

Prices have lagged Ohio

There’s no Zillow index for Union Township, so the page uses the federal house price index for the ZIP codes around it, which follows repeat sales of the same homes. It rose 33% over five years, against 53% across Ohio. Price trend ↓

A low property tax rate

Owners pay about 0.78% of a home’s value a year in property tax, against 1.31% across Ohio. The median bill is $1,267 (Ohio: $2,822). Property taxes ↓

Written from the data on this page. There’s no Zillow index for Union Township, so the typical value is an estimate: the Census median carried forward with the federal house price index; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind Union Township’s grade

Measured against what households in the area earn, Union Township is more affordable than 69% of U.S. towns, #351 of 993 in Ohio. Rent pulls the grade down most; property tax holds it up.

All U.S. towns we grade (21,243)More affordable than 69%
CostlierMore affordable
Ohio towns we grade (993)More affordable than 65%
How sure. Union Township’s Census figures cover about 3,210 households. At the ends of the Census margins (area income ±$1,323, owners paying 30%+ ±5.1 points), Union Township could be anywhere from B to A−.

How TownRatings grades cost of living →

Price trend

Home prices up 33% in 5 years

The federal house price index for the ZIP codes around Union Township rose 33% over the past 5 years, slower than across Ohio (53%). Last year prices fell 9.7%. Carrying the Census median home value forward with that index puts the typical Union Township home at roughly $188,000 today.

Union Township areaOhio
−50%0%+50%+100%+150%200020052010201520202025
−9.7%
past year
+33%
past 5 years
+43%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $188K.

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Union Township, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Affordability

A typical home costs 2.7 years of area income

The calculator starts from the area income the grade uses. Switch to Union Township’s own median, or type yours.

Household income a year
$
Huntington-area median household income, as in the grade
You could afford about
$237,000
Typical Union Township home $188K

That covers a typical Union Township home, with $49K to spare.

The typical home, each month
$1,110
Loan $930Tax $120Insurance $50

A two-bedroom rents for about $970 a month here, $140 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Union Township’s typical property tax (0.78% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $970

Renters already here pay a median of $879, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$850
1 bedroom$850
2 bedrooms$970
3 bedrooms$1,250
4 bedrooms$1,410
27%
of households rent · OH 33%
754
renter households
51%
of renters spend 30%+ of income on rent · OH 46%
20%
of the median income, for a two-bedroom
$879
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Huntington-Ashland, WV-KY-OH HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Property taxes

Property tax runs below the Ohio norm

The median bill is $1,267 (Ohio: $2,822), 0.78% of a home’s value a year, against 1.31% statewide.

$1,267
median bill a year · OH $2,822
0.78%
of a home’s value a year · OH 1.31%

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Union Township

Only figures published free for the whole country, each labeled with the area it covers: the Huntington-Ashland, WV-KY-OH metro area, or Ohio. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
88OH 93metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
96OH 94metroBEA, 2024
Utilities
U.S. = 100
88OH 96metroBEA, 2024
Other services
U.S. = 100
99OH 99metroBEA, 2024

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Union Township vs. its neighbors

Zillow publishes no value for Union Township. Rome Township and Windsor Township and Fayette Township and Burlington have no Zillow value, so they are in the table only.

Cost next door · one source per column

TownCostTypical home
Zillow, latest
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
Union TownshipB+—$162K0.78%$970
Fayette TownshipA−—$152K0.94%$970
Rome TownshipB+—$199K0.70%$1,000
Windsor TownshipA—$157K1.09%$1,010
HuntingtonB$144K$127K0.71%$1,000
Proctorville–$211K$118K0.95%$970
Chesapeake–$146K$118K0.67%$970
BurlingtonA−—$128K1.06%$970

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures. “—” under Cost: not graded (too little Census data, or under 1,000 residents).

Questions about the cost of living in Union Township

Is Union Township expensive to live in?

Measured against what households in the area earn, Union Township costs less than 69% of U.S. towns: a B+ for cost of living, #351 of 993 in Ohio. The typical home costs 2.7 years of the median household income of the Huntington-Ashland, WV-KY-OH metro area ($60K).

How much is rent in Union Township?

HUD puts a two-bedroom at about $970 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $879 (Census 2020–24).

What are property taxes in Union Township?

The median bill is $1,267 a year, 0.78% of the median home value (Ohio: $2,822, 1.31%), from the Census 2020–24.

Neighbors talk housing

What Union Township buyers, sellers and renters are saying.

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.