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–Not graded
Natural hazards in Stockport · FEMA

Storms, floods and disasters in Stockport

Stockport isn’t graded for hazard risk: Stockport has 617 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2004.

Flood claims
2
paid since 2004 · $26K
Disasters paid out here
4
of 14 declared for Morgan County
By hazard

What Stockport faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

92%of expected building damage
Well above average · higher than 84% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Tornadoes Hail Ice storms Strong wind Earthquakes Hurricanes Winter storms Cold waves top 4% Lightning Wildfire Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Stockport flood? Rarely: 2 flood claims since 2004

Every paid claim on a federal flood insurance policy in Stockport, from FEMA’s records.

Paid flood claims, by year
2004: 1 claim2005: 1 claim2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims20042005
20042026
2
paid claims since 2004
$26K
paid to owners
0
homes flooded more than once
$13K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Stockport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morgan County.
Disasters

4 federal disasters brought FEMA money to Stockport

Disasters that paid out in Stockport itself (aid to households or repair grants to the Village of Stockport), newest first, with that year’s flood claims.

  1. 2004Severe Winter Storms, Flooding, and Mudslides16 households applied for aid$25K aid approved
  2. 2004Severe Storms and Flooding12 households applied for aid$70K aid approved
  3. 2004Severe Storms, Flooding, Mudslides, and Landslides7 households applied for aid$5K aid approved
  4. 2003Severe Winter Storm and Record/near Record Snow$2K to the Village of Stockport for repairs
Disasters declared, by decade
Paid out in StockportMorgan County only

Morgan County has had 14 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Stockport after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Stockport archive →
Be ready

Get ready for what Stockport faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Stockport

Does Stockport flood?

Flood insurance has paid 2 claims in Stockport since 2004, $26K in all.

Is Stockport in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Morgan County, 5% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.

How much is flood insurance in Stockport?

FEMA’s Community Rating System list shows no discount for Stockport’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Stockport?

By FEMA money that reached Stockport, Severe Storms and Flooding (2004): 12 households applied for aid, $70K approved.

Storm stories

Memories, warnings and help from neighbors in Stockport.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Stockport’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.