Photo: Nyttend · Public domainOn FEMA’s figures, Staunton Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Staunton Township gets a B for hazard risk: lower expected damage per building than 59% of U.S. towns, #743 of 993 in Ohio. Most of that expected damage is river and rain flooding (76%), then tornadoes (11%). Flood insurance has paid 16 claims here since 1980.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Staunton Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Staunton Township’s grade
River and rain flooding is 76% of the building damage FEMA expects in Staunton Township, and Staunton Township’s rate of river and rain flooding damage is higher than 56% of U.S. census tracts. Next is tornadoes at 11% (higher than 76% of U.S. census tracts).
B #743 of 993 in Ohio; lower expected damage per building than 59% of U.S. towns (21,298).
Staunton Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Staunton Township has more expected damage per building than 75% of Ohio towns.
In dollars, FEMA expects about $609K a year in losses across Staunton Township: $475K to buildings, the rest to people and crops.
Does Staunton Township flood? Sometimes: 16 flood claims since 1980
Every paid claim on a federal flood insurance policy in Staunton Township, from FEMA’s records: 16.1 per 1,000 homes, more than 81% of the 13,809 U.S. towns with a flood insurance record.
Staunton Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Miami County.1 federal disaster brought FEMA money to Staunton Township
Disasters that paid out in Staunton Township itself (aid to households or repair grants to Staunton Township), newest first, with that year’s flood claims.
- 2003Severe Winter Storm and Record/near Record Snow$778 to Staunton Township for repairs3 flood claims paid that year
Miami County has had 11 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Staunton Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Staunton Township archive →Staunton Township and its neighbors
Staunton Township is 10th of the 10 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Springcreek Township | Aless damage than 86% | river and rain flooding | 9 |
| Bethel Township | Aless damage than 85% | river and rain flooding | 3 |
| Monroe Township | Aless damage than 85% | river and rain flooding | 7 |
| Tipp City | A−less damage than 84% | river and rain flooding | 6 |
| Elizabeth Township | A−less damage than 80% | river and rain flooding | — |
| Lostcreek Township | A−less damage than 80% | river and rain flooding | 7 |
| Piqua | A−less damage than 76% | river and rain flooding | 5 |
| Concord Township | Bless damage than 61% | river and rain flooding | 25 |
| Troy | Bless damage than 60% | river and rain flooding | 26 |
| Staunton Township | Bless damage than 59% | river and rain flooding | 16 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Staunton Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Staunton Township
Is Staunton Township at risk for natural disasters?
On FEMA’s National Risk Index, Staunton Township has lower expected damage per building than 59% of U.S. towns: B for hazard risk, #743 of 993 in Ohio. Most of the expected damage is river and rain flooding (76%) and tornadoes (11%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Staunton Township flood?
Flood insurance has paid 16 claims in Staunton Township since 1980, $329K in all, or 16.1 per 1,000 homes, more than 81% of U.S. towns with a flood insurance record.
Is Staunton Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Miami County, 24% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Staunton Township?
FEMA’s Community Rating System list shows no discount for Staunton Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Staunton Township?
By FEMA money that reached Staunton Township, Severe Winter Storm and Record/near Record Snow (2003): $778 to Staunton Township for repairs.
Is Staunton Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (76%), and Staunton Township’s rate for it is higher than 56% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Staunton Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Staunton Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.