Photo: Roseohioresident · CC BY-SA 4.0Storms, floods and disasters in Short Creek Township
Short Creek Township isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Short Creek Township yet. Flood insurance has paid 8 claims here since 2004.
What Short Creek Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Short Creek Township flood? Rarely: 8 flood claims since 2004
Every paid claim on a federal flood insurance policy in Short Creek Township, from FEMA’s records.
- Tropical Storm Ivan3 claims · $9K
Short Creek Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Harrison County.4 federal disasters brought FEMA money to Short Creek Township
Disasters that paid out in Short Creek Township itself (aid to households or repair grants to Short Creek Township), newest first, with that year’s flood claims.
- 2018Severe Storms, Landslides, and Mudslides$91K to Short Creek Township for repairs
- 2004Severe Storms and Flooding$16K to Short Creek Township for repairs
- 2004Severe Storms, Flooding, Mudslides, and Landslides$51K to Short Creek Township for repairs
- 2003Severe Winter Storm and Record/near Record Snow$756 to Short Creek Township for repairs
Harrison County has had 14 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Short Creek Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Short Creek Township archive →Short Creek Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Cadiz | A+among the lowest damage | river and rain flooding | — |
| Wheeling Township | B+less damage than 73% | river and rain flooding | — |
| Green Township | B+less damage than 68% | river and rain flooding | — |
| Smithfield Township | C+more damage than 65% | river and rain flooding | 146 |
| Athens Township | — | 464 residents; we grade 1,000+ | |
| Cadiz Township | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Short Creek Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Short Creek Township
Does Short Creek Township flood?
Flood insurance has paid 8 claims in Short Creek Township since 2004, $46K in all. The most claims came from Tropical Storm Ivan (3).
Is Short Creek Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Harrison County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Short Creek Township?
FEMA’s Community Rating System list shows no discount for Short Creek Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Short Creek Township?
By FEMA money that reached Short Creek Township, Severe Storms, Landslides, and Mudslides (2018): $91K to Short Creek Township for repairs. By flood claims, Tropical Storm Ivan: 3 paid, $9K.
Storm stories
Memories, warnings and help from neighbors in Short Creek Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Short Creek Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.