Photo: Frank John Aleksandrowicz · Public domainOn FEMA’s figures, Sagamore Hills Township faces less hazard damage per building than 90% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Sagamore Hills Township gets an A for hazard risk: lower expected damage per building than 90% of U.S. towns, #239 of 993 in Ohio. Most of that expected damage is river and rain flooding (73%), then hail (14%). Flood insurance has paid 4 claims here since 1983.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Sagamore Hills Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Sagamore Hills Township’s grade
River and rain flooding is 73% of the building damage FEMA expects in Sagamore Hills Township, and Sagamore Hills Township’s rate of river and rain flooding damage is lower than 77% of U.S. census tracts. Next is hail at 14% (higher than 90% of U.S. census tracts).
A #239 of 993 in Ohio; lower expected damage per building than 90% of U.S. towns (21,298).
Sagamore Hills Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Sagamore Hills Township has less expected damage per building than 76% of Ohio towns.
In dollars, FEMA expects about $1.8M a year in losses across Sagamore Hills Township: $1.5M to buildings, the rest to people and crops.
Does Sagamore Hills Township flood? Rarely: 4 flood claims since 1983
Every paid claim on a federal flood insurance policy in Sagamore Hills Township, from FEMA’s records: 0.8 per 1,000 homes, fewer than 83% of the 13,809 U.S. towns with a flood insurance record.
Sagamore Hills Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Summit County.3 federal disasters brought FEMA money to Sagamore Hills Township
Disasters that paid out in Sagamore Hills Township itself (aid to households or repair grants to Sagamore Hills Township), newest first, with that year’s flood claims.
- 2008Severe Wind Storm Associated with Tropical Depression Ike$16K to Sagamore Hills Township for repairs
- 2004Severe Storms and Flooding2 households applied for aid$4K aid approved
- 2003Tornadoes, Flooding, Severe Storms, and High Winds4 households applied for aid$6K aid approved
Summit County has had 10 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Sagamore Hills Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Sagamore Hills Township archive →Sagamore Hills Township and its neighbors
Sagamore Hills Township is 6th of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Walton Hills | A+among the lowest damage | river and rain flooding | 8 |
| Northfield | A+among the lowest damage | river and rain flooding | — |
| Brecksville | A+less damage than 97% | river and rain flooding | 21 |
| Northfield Center Township | Aless damage than 94% | river and rain flooding | 4 |
| Boston Township | Aless damage than 92% | river and rain flooding | 11 |
| Sagamore Hills Township | Aless damage than 90% | river and rain flooding | 4 |
| Valley View | B+less damage than 66% | river and rain flooding | 308 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Sagamore Hills Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Sagamore Hills Township
Is Sagamore Hills Township at risk for natural disasters?
On FEMA’s National Risk Index, Sagamore Hills Township has lower expected damage per building than 90% of U.S. towns: A for hazard risk, #239 of 993 in Ohio. Most of the expected damage is river and rain flooding (73%) and hail (14%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Sagamore Hills Township flood?
Flood insurance has paid 4 claims in Sagamore Hills Township since 1983, $114K in all, or 0.8 per 1,000 homes, fewer than 83% of U.S. towns with a flood insurance record.
Is Sagamore Hills Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Summit County, 29% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Sagamore Hills Township?
FEMA’s Community Rating System list shows no discount for Sagamore Hills Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Sagamore Hills Township?
By FEMA money that reached Sagamore Hills Township, Severe Wind Storm Associated with Tropical Depression Ike (2008): $16K to Sagamore Hills Township for repairs.
Is Sagamore Hills Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (73%), and Sagamore Hills Township’s rate for it is lower than 77% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Sagamore Hills Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Sagamore Hills Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.