Less hazard damage per building is expected in Richville than in 96% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Richville gets an A+ for hazard risk: lower expected damage per building than 96% of U.S. towns, #65 of 993 in Ohio. Most of that expected damage is river and rain flooding (72%), then hail (12%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Richville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Richville’s grade
River and rain flooding is 72% of the building damage FEMA expects in Richville, and Richville’s rate of river and rain flooding damage is lower than 86% of U.S. census tracts. Next is hail at 12% (higher than 86% of U.S. census tracts).
A+ #65 of 993 in Ohio; lower expected damage per building than 96% of U.S. towns (21,298).
Richville’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Richville has less expected damage per building than 94% of Ohio towns.
In dollars, FEMA expects about $872K a year in losses across Richville: $762K to buildings, the rest to people and crops.
Does Richville flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Richville. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Richville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Stark County.The storms Richville remembers
None of the 9 disasters declared for Stark County shows FEMA aid or repair money reaching Richville itself in FEMA’s records, so these are its biggest flood-claim years.
Stark County has had 9 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Get ready for what Richville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Richville
Is Richville at risk for natural disasters?
On FEMA’s National Risk Index, Richville has lower expected damage per building than 96% of U.S. towns: A+ for hazard risk, #65 of 993 in Ohio. Most of the expected damage is river and rain flooding (72%) and hail (12%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Richville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Stark County, 26% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Richville?
FEMA’s Community Rating System list shows no discount for Richville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Richville at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (72%), and Richville’s rate for it is lower than 86% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Richville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Richville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.