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South below Fair in Quaker CityPhoto: Nyttend · Public domain
–Not graded
Natural hazards in Quaker City · FEMA

Storms, floods and disasters in Quaker City

Quaker City isn’t graded for hazard risk: Quaker City has 275 residents; we grade towns of 1,000 or more. Flood insurance has paid 43 claims here since 1981.

Flood claims
43
paid since 1981 · $574K
Flooded more than once
5
properties · 1 “severe repetitive loss”
Disasters paid out here
2
of 13 declared for Guernsey County
By hazard

What Quaker City faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

90%of expected building damage
Above average · higher than 67% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Tornadoes Hail Strong wind Ice storms Earthquakes Hurricanes Winter storms Wildfire Landslides Lightning Cold waves Heat waves
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Quaker City flood? Sometimes: 43 flood claims since 1981

Every paid claim on a federal flood insurance policy in Quaker City, from FEMA’s records.

Paid flood claims, by year
1981: 2 claims1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 4 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 23 claims2005: 4 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 7 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 1 claim2023: 0 claims2024: 2 claims2025: 0 claims2026: 0 claims199820042010
19812026
Biggest named events
  • Tropical Storm Ivan13 claims · $117K
43
paid claims since 1981
$574K
paid to owners
5
homes flooded more than once
$13K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (1)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Quaker City isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Guernsey County.
What’s been done with FEMA grants
3flood-prone properties bought out and cleared
1storm safe room built
Disasters

2 federal disasters brought FEMA money to Quaker City

Disasters that paid out in Quaker City itself (aid to households or repair grants to the Village of Quaker City), newest first, with that year’s flood claims.

  1. 2004Severe Storms and Flooding46 households applied for aid$115K aid approved$17K to the Village of Quaker City for repairs
  2. 2004Severe Storms and Flooding3 households applied for aid$3K aid approved
Disasters declared, by decade
Paid out in Quaker CityGuernsey County only

Guernsey County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Quaker City after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Quaker City archive →
Be ready

Get ready for what Quaker City faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Quaker City

Does Quaker City flood?

Flood insurance has paid 43 claims in Quaker City since 1981, $574K in all. 5 properties have flooded more than once. The most claims came from Tropical Storm Ivan (13).

Is Quaker City in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Guernsey County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Quaker City?

FEMA’s Community Rating System list shows no discount for Quaker City’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Quaker City?

By FEMA money that reached Quaker City, Severe Storms and Flooding (2004): 46 households applied for aid, $115K approved, and $17K to the Village of Quaker City for repairs. By flood claims, Tropical Storm Ivan: 13 paid, $117K.

Storm stories

Memories, warnings and help from neighbors in Quaker City.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Quaker City’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.