FEMA expects less hazard damage per building in Pleasant Run Farm than in 94% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Pleasant Run Farm gets an A for hazard risk: lower expected damage per building than 94% of U.S. towns, #139 of 993 in Ohio. Most of that expected damage is river and rain flooding (61%), then tornadoes (32%). Flood insurance has paid 1 claim here since 1998.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Pleasant Run Farm faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Pleasant Run Farm’s grade
River and rain flooding is 61% of the building damage FEMA expects in Pleasant Run Farm, and Pleasant Run Farm’s rate of river and rain flooding damage is lower than 90% of U.S. census tracts. Tornadoes add 32%, at a rate in the top 5% of U.S. census tracts.
A #139 of 993 in Ohio; lower expected damage per building than 94% of U.S. towns (21,298).
Pleasant Run Farm’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Pleasant Run Farm has less expected damage per building than 86% of Ohio towns.
In dollars, FEMA expects about $843K a year in losses across Pleasant Run Farm: $414K to buildings, the rest to people and crops.
Does Pleasant Run Farm flood? Rarely: 1 flood claim since 1998
Every paid claim on a federal flood insurance policy in Pleasant Run Farm, from FEMA’s records: 0.6 per 1,000 homes, fewer than 88% of the 13,809 U.S. towns with a flood insurance record.
Pleasant Run Farm isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hamilton County.The storms Pleasant Run Farm remembers
None of the 16 disasters declared for Hamilton County shows FEMA aid or repair money reaching Pleasant Run Farm itself in FEMA’s records, so these are its biggest flood-claim years.
- 19981 flood claims paidNo declaration for the county that year
Hamilton County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Pleasant Run Farm after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Pleasant Run Farm archive →Pleasant Run Farm and its neighbors
Pleasant Run Farm is 2nd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Forest Park | A+less damage than 95% | river and rain flooding | 2 |
| Pleasant Run Farm | Aless damage than 94% | river and rain flooding | 1 |
| Pleasant Run | Aless damage than 90% | river and rain flooding | — |
| Springfield Township | A−less damage than 81% | river and rain flooding | 41 |
| Colerain Township | B+less damage than 71% | river and rain flooding | 50 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Pleasant Run Farm faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Pleasant Run Farm
Is Pleasant Run Farm at risk for natural disasters?
On FEMA’s National Risk Index, Pleasant Run Farm has lower expected damage per building than 94% of U.S. towns: A for hazard risk, #139 of 993 in Ohio. Most of the expected damage is river and rain flooding (61%) and tornadoes (32%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Pleasant Run Farm flood?
Flood insurance has paid 1 claim in Pleasant Run Farm since 1998, $8K in all, or 0.6 per 1,000 homes, fewer than 88% of U.S. towns with a flood insurance record.
Is Pleasant Run Farm in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hamilton County, 24% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Pleasant Run Farm?
FEMA’s Community Rating System list shows no discount for Pleasant Run Farm’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Pleasant Run Farm at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (61%), and Pleasant Run Farm’s rate for it is lower than 90% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Pleasant Run Farm.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pleasant Run Farm’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.