Oak Harbor Town Hall, 1911
Oak Harbor’s story
164 years in pictures
Census counts: 987 in 1880, 2,821 in 2020. The archive holds 6 old photos and papers going back to 1911 and 4 maps from 1900 on.
- 1862Oak Harbor is settled
Oak HarborOH
A town of 2,780, settled in 1862. 2 times the nonprofits per person than the typical Ohio town.
Photo: Photo by and ©2006 Dustin M. Ramsey (Kralizec!) · CC BY-SA 2.5
Population
2,780
2025 Census estimate · −1.5% since 2020
Typical home
$214K
+1.3% in a year
Household income
$46K
median
Median age
38.4
years
Jobs based here
707
A commuter town
TownGrade
A−
#273 of 987 in OH
Is Oak Harbor a good place to live?
Oak Harbor gives you more for your money than most places: a typical home costs about $214K, 2.9 years of the Sandusky metro’s $74K median household income. It grades A− overall, 273rd of 987 graded towns in Ohio. The low prices come with trade-offs. FEMA rates its natural-hazard risk higher than 86% of U.S. communities, with inland flooding at the top. On the plus side, its schools rank ahead of 90% of Ohio towns. Only 38 of Ohio’s 1,560 towns score higher on civic life. Oak Harbor’s median household income is $46,000, below both Ohio’s towns ($75,000) and U.S. towns ($80,000). The biggest park or preserve is Veteran's Memorial Park, at 21 acres.
What makes Oak Harbor stand out
Where Oak Harbor beats most towns, and one thing worth knowing.
Community nonprofits per 1,000 residents
Oak Harbor7.9
Typical U.S. town3.7
Typical OH town3.9
Civic lifeA+
2 times the nonprofits per person
than the typical Ohio town
Charities, civic groups and human services; churches not counted.
Typical home value
Oak Harbor$214K
Ohio$246K
Cost of livingA−
More affordable than 83% of U.S. towns
Zillow Home Value Index; area median household income, Census ACS.
Worth knowing · Natural hazardsD
Inland flooding and tornadoes at the top
FEMA National Risk Index.
A commuter town
90% of working residents leave Oak Harbor for work
Where Oak Harbor’s working residents go each day. Line width shows the share.
707jobs based in Oak Harbor
10%of working residents work in town
17 mimedian commute distance
Census LEHD 2023
How Oak Harbor grades
Each subject compared with towns across the country (schools within Ohio), ordered by how far Oak Harbor is from typical.
Hazard riskinland flooding tops the listDOpen →SchoolsAOpen →Cost of livingA−Open →HealthMagruder Hospital 10.4 miles awayCOpen →WalkabilityEPA walkability 7.2 of 20; 5.5% of households have no car; 1.1% of workers walk, bike or ride transitC+Open →Jobs & incomeBOpen →
Character Graded, but not part of the overall grade.
Outdoors1 mile of trail; 2% conserved landB−Open →History3 notable people born hereB−Open →Civic life7.9 community nonprofits per 1,000 residentsA+Open →
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.
Climate–Open →Housing market46 days on market–Open →Who lives hereMedian age 38.4; 21% of adults have a four-year degree–Open →
How TownRatings grades towns →
Getting set up
The full setup list →Moving to Oak Harbor: who provides what
Who provides power, water and the rest in Oak Harbor, and how to reach them.
PowerVillage of Oak HarborEIAHIFLD · EIA
WaterOak Harbor Village water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Oak Harbor’s trash rules yet
Register to voteOnlineIn Ohio you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.govWho runs elections hereDirector, Ottawa County Board of ElectionsOttawa County; contacts on the Handbook page.FVAP, Feb 2022
ZIP code4344943449 100%Census 2020
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.
The data
Ordered by what stands out in Oak Harbor.
Oak Harbor pairs an A− overall with homes cheaper than the Ohio norm and is healthier than towns with similar incomes, but it carries more natural-hazard risk than most of Ohio (mostly inland flooding).
Natural hazardsHazard risk grade D
The FEMA risk score in Oak Harbor is higher than in the typical Ohio or U.S. town
FEMA rates its natural-hazard risk higher than 99% of Ohio towns; that rating is what its D for hazard risk is built on.
Since 1980, 41 flood insurance claims have been paid out in Oak Harbor. Only 9 of the 993 Ohio towns we compare have a higher FEMA risk score than Oak Harbor.
86risk score of 100
FEMA risk score
Inland floodingTornadoes
41
paid flood claims since 1980
1
federal disasters paid out here
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
Work & commuteJobs & income grade B
Oak Harbor has 0.5 jobs for every working resident, so most commute out
Most working residents leave Oak Harbor for work: only 10% work in town. The average trip to work in Oak Harbor is 29 minutes. Jobs based in Oak Harbor fell to 707 in 2023, 128 fewer than in 2013.
10%work in town
| Oak Harbor | Ohio towns | U.S. towns | |
|---|---|---|---|
| Average trip to work | 29 minutes | 24 minutes | 25 minutes |
| Below the poverty line | 5.7% | 9.1% | 9.6% |
| Working residents who work in town | 10% | 6.8% | 8% |
Where working residents work
In Oak Harbor10%
Port Clinton9%
Toledo7%
Fremont6%
Salem Township5%
17 mi
median commute distance
707
jobs based in Oak Harbor
A commuter town
jobs vs. working residents
C+
Walkability grade: more walkable than 42% of U.S. towns
Census LEHD 2023 · ACS
HealthC
Oak Harbor is less healthy than 68% of U.S. towns
Against the 4,416 U.S. towns with household incomes like Oak Harbor’s, it is healthier than 76%, so its C isn’t only a matter of income.
Oak Harbor beats the Ohio average on 1 of 32 CDC measures and trails it on 1. 30% of Oak Harbor adults get no exercise outside work.
32%healthier than U.S. townsCHealth Grade
| Oak Harbor | Ohio towns | U.S. towns | |
|---|---|---|---|
| Get no exercise (CDC PLACES) | 30% | 28% | 25% |
| Obesity (CDC PLACES) | 40% | 38% | 35% |
| High blood pressure (CDC PLACES) | 39% | 38% | 35% |
| Depression (CDC PLACES) | 26% | 26% | 23% |
32 measures vs. Ohio
1 better30 too close to call1 worse
| What stands out | Oak Harbor | OH |
|---|---|---|
| Fewer older adults who have lost all their teeth | 10.9% | 15.3% |
| More adults who have had cancer | 9.9% | 8.7% |
Magruder Hospital
10.4 mi away · emergency room
2 of 3
care shortages: primary care, mental health
44th
percentile among OH towns
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Climate
Oak Harbor has four seasons and pleasant summers
Oak Harbor has chilly winters and warm summers. July afternoons reach 84°, January nights drop to 20° and about 26 inches of snow falls in a winter.
26″snow a winter
Typical low → high °F
Winter23–36°
Spring40–59°
Summer62–82°
Fall45–63°
Oct 24
typical first frost
Apr 21
typical last frost
+1.1°
vs. the 20th-century average
NOAA U.S. Climate Normals, 1991–2020
HousingCost of living grade A−
Oak Harbor earns an A− for cost of living
Oak Harbor grades A− overall with a typical home of about $214K, below the Ohio typical value; only 20 of the 135 Ohio towns graded A− or better can say that.
The typical Oak Harbor home is worth about $214,000, up 1.3% in a year, 13% below the Ohio typical home. Oak Harbor’s median rent is $843 a month.
$214KZillow home value
| Oak Harbor | Ohio towns | U.S. towns | |
|---|---|---|---|
| Median rent | $843 a month | $944 a month | $1,185 a month |
| Households that own their home | 72% | 77% | 73% |
Typical home value
Oak Harbor$214K
Ohio$246K
Market temperature
46
days on market
97.4%
sale-to-list price
+1.3%
value change, 1 year
6
homes sold in May
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Safety
Crime reported in Oak Harbor
Oak Harbor's reported crime rate is below Ohio's. Most reported incidents are property crimes, mainly thefts. Violent crime is rare: 3 reported in 2025.
| Oak Harbor | Ohio towns | U.S. towns | |
|---|---|---|---|
| Property crimes per 1,000 (2025) | 7.9 per 1,000 residents | 9.4 | 9.9 |
| Violent crimes per 1,000 (2025) | 1.1 per 1,000 residents | 1.2 | 1.6 |
Violent crime per 1,000 residents
Oak Harbor1.1
Ohio2.9
U.S.3.3
Property crime per 1,000 residents
Oak Harbor7.9
Ohio14.7
U.S.15.5
3
violent crimes reported in 2025
22
property crimes reported in 2025
FBI crime data, 2025 · crimes reported to police
OutdoorsB−
Oak Harbor has set aside 1.9% of its land for conservation
0.6 miles of trail in 1 park or preserve.
1.9%conserved
| Oak Harbor | Ohio towns | U.S. towns | |
|---|---|---|---|
| Conserved land | 1.9% | 3.7% | 4.3% |
| Miles of trail per square mile | 0.4 miles per square mile | 0.2 | 0.4 |
1.9%
conserved · 21 of 1,106 acres
0.6 mi
of trails · 0.4 per sq mi
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Veteran's Memorial Park | 0.6 mi | 21 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Nearby attractions
All 56 attractions →Cedar Point and 14 more within 40 miles
Museums, parks, gardens and other places to visit around Oak Harbor. Close and well known come first.
Big draw24 mi Theme parkCedar Point3.8M visitors a year
24 mi MuseumToledo Museum of Art340K visitors a year
19 mi National MemorialPerry's Victory and International Peace Memorial124K visitors a year
24 mi Zoo & aquariumToledo Zoo
19 mi CaveCrystal Cave
27 mi LandmarkFort MeigsSources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits
Cedar Point: Larry Pieniazek, User:Lar, en:User:Lar (primary), CC BY 2.5 · Toledo Museum of Art: Ɱ, CC BY-SA 4.0 · Perry's Victory and International Peace Memorial: NPS Photo, Public domain · Toledo Zoo: DreamingKoala, CC BY-SA 4.0 · Crystal Cave: Analogue Kid at English Wikipedia, CC BY 3.0 · Fort Meigs: Traveler100, CC BY-SA 4.0
Keep exploring
Everything we know about Oak Harbor
20pages on Oak Harbor
The big questions
SchoolsABeat 90% of OH districtsSafety1.1 violent crimes per 1,000 residents (2025)HealthCBetter than OH on 1 of 32 CDC measuresCost of livingA−$214K typical home · up 1.3% in a yearWork & commuteB$46K median household income · 707 jobs hereNatural hazardsDFEMA risk higher than 86% of U.S. communities · inland flooding
Out and about
The story
After high school
Colleges nearby
1 within 15 miles of the center of Oak Harbor
About 4 of every 100 Oak Harbor residents are enrolled in college, against 6 across Ohio.
Famous people from Oak Harbor
3 notable people were born in Oak Harbor.
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About Oak Harbor
Village in Ohio, United States
Oak Harbor is a village in Ottawa County, Ohio, United States. The population was 2,821 at the 2020 census. Oak Harbor is 30 miles (48 km) east of Toledo. It lies a short distance southwest of the Davis–Besse Nuclear Power Station, one of two nuclear power plants in Ohio.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Area
- 1.7 sq mi
- Elevation
- 581 ft
- ZIP code
- 43449
Questions about Oak Harbor
Short answers, built from the data on this page.
Is Oak Harbor, OH a good place to live?
By most measures, yes. Oak Harbor grades A− overall, better than 75% of U.S. towns and #273 of 987 in Ohio. It grades C for health and A for schools. Hazard risk is its weak spot, with a D.
What is Oak Harbor, OH known for?
3 notable people were born here, including Joel Konzen and William Gordon.