Photo: Michael A. Orlando · CC BY-SA 3.0FEMA puts North Kingsville’s expected hazard damage per building below that of 96% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, North Kingsville gets an A+ for hazard risk: lower expected damage per building than 96% of U.S. towns, #80 of 993 in Ohio. Most of that expected damage is river and rain flooding (76%), then tornadoes (11%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What North Kingsville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind North Kingsville’s grade
River and rain flooding is 76% of the building damage FEMA expects in North Kingsville, and North Kingsville’s rate of river and rain flooding damage is lower than 82% of U.S. census tracts. Winter storms add 2%, at a rate in the top 5% of U.S. census tracts.
A+ #80 of 993 in Ohio; lower expected damage per building than 96% of U.S. towns (21,298).
North Kingsville’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, North Kingsville has less expected damage per building than 92% of Ohio towns.
In dollars, FEMA expects about $472K a year in losses across North Kingsville: $372K to buildings, the rest to people and crops.
Does North Kingsville flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in North Kingsville. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
North Kingsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ashtabula County.1 federal disaster brought FEMA money to North Kingsville
Disasters that paid out in North Kingsville itself (aid to households or repair grants to the Village of North Kingsville), newest first, with that year’s flood claims.
- 2008Record Snow and Near Record Snow$7K to the Village of North Kingsville for repairs
Ashtabula County has had 11 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of North Kingsville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the North Kingsville archive →North Kingsville and its neighbors
North Kingsville is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Conneaut | A+less damage than 97% | river and rain flooding | 8 |
| North Kingsville | A+less damage than 96% | river and rain flooding | 0 |
| Kingsville Township | Aless damage than 93% | river and rain flooding | 8 |
| Kingsville | — | 566 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what North Kingsville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in North Kingsville
Is North Kingsville at risk for natural disasters?
On FEMA’s National Risk Index, North Kingsville has lower expected damage per building than 96% of U.S. towns: A+ for hazard risk, #80 of 993 in Ohio. Most of the expected damage is river and rain flooding (76%) and tornadoes (11%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is North Kingsville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Ashtabula County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in North Kingsville?
FEMA’s Community Rating System list shows no discount for North Kingsville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in North Kingsville?
By FEMA money that reached North Kingsville, Record Snow and Near Record Snow (2008): $7K to the Village of North Kingsville for repairs.
Is North Kingsville at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (76%), and North Kingsville’s rate for it is lower than 82% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in North Kingsville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where North Kingsville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.