Photo: SilentMatt Psychedelic · CC BY-SA 4.0Less hazard damage per building is expected in Newbury Township than in 96% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Newbury Township gets an A+ for hazard risk: lower expected damage per building than 96% of U.S. towns, #59 of 993 in Ohio. Most of that expected damage is river and rain flooding (79%). Flood insurance has paid 1 claim here since 2017.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Newbury Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Newbury Township’s grade
River and rain flooding is 79% of the building damage FEMA expects in Newbury Township, and Newbury Township’s rate of river and rain flooding damage is lower than 82% of U.S. census tracts. Winter storms add 3%, at a rate in the top 2% of U.S. census tracts.
A+ #59 of 993 in Ohio; lower expected damage per building than 96% of U.S. towns (21,298).
All of Newbury Township’s residents live in one census tract; the figures are that tract’s.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Newbury Township has less expected damage per building than 94% of Ohio towns.
In dollars, FEMA expects about $1.0M a year in losses across Newbury Township: $844K to buildings, the rest to people and crops.
Does Newbury Township flood? Rarely: 1 flood claim since 2017
Every paid claim on a federal flood insurance policy in Newbury Township, from FEMA’s records: 0.4 per 1,000 homes, fewer than 91% of the 13,809 U.S. towns with a flood insurance record.
Newbury Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Geauga County.1 federal disaster brought FEMA money to Newbury Township
Disasters that paid out in Newbury Township itself (aid to households or repair grants to Newbury Township), newest first, with that year’s flood claims.
- 2008Record Snow and Near Record Snow$10K to Newbury Township for repairs
Geauga County has had 9 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Newbury Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Newbury Township archive →Newbury Township and its neighbors
Newbury Township is 2nd of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Burton Township | A+less damage than 97% | river and rain flooding | 7 |
| Newbury Township | A+less damage than 96% | river and rain flooding | 1 |
| Munson Township | Aless damage than 92% | river and rain flooding | 1 |
| Auburn Township | Aless damage than 92% | river and rain flooding | — |
| South Russell | A−less damage than 82% | river and rain flooding | 5 |
| Russell Township | A−less damage than 75% | river and rain flooding | 13 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Newbury Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Newbury Township
Is Newbury Township at risk for natural disasters?
On FEMA’s National Risk Index, Newbury Township has lower expected damage per building than 96% of U.S. towns: A+ for hazard risk, #59 of 993 in Ohio. Most of the expected damage is river and rain flooding (79%) and tornadoes (7%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Newbury Township flood?
Flood insurance has paid 1 claim in Newbury Township since 2017, $4K in all, or 0.4 per 1,000 homes, fewer than 91% of U.S. towns with a flood insurance record.
Is Newbury Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Geauga County, 31% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Newbury Township?
FEMA’s Community Rating System list shows no discount for Newbury Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Newbury Township?
By FEMA money that reached Newbury Township, Record Snow and Near Record Snow (2008): $10K to Newbury Township for repairs.
Is Newbury Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (79%), and Newbury Township’s rate for it is lower than 82% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Newbury Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Newbury Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.