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Ohio›Champaign County

MutualOH

The town was settled in 1842 and has 127 residents today.

Is Mutual a good place to live?

Mutual’s typical journey to work is 30 minutes, where Ohio’s towns sit at 24 minutes and U.S. towns at 25 minutes. Mutual has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

127 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Getting set up

Moving to Mutual: who provides what

Who provides power, water and the rest in Mutual, and how to reach them.

The full setup list →
PowerAES Ohio16.1¢/kWh · EIA 2025HIFLD · EIA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Mutual’s trash rules yet
SchoolsMechanicsburg Exempted Village School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Ohio you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereDirector, Champaign County Board of ElectionsChampaign County; contacts on the Handbook page.FVAP, Dec 2025
ZIP codes43078, 4304443078 68% · 43044 32%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Mutual.

Natural hazards

Low risk in Mutual, with inland flooding at the top

Expected damage from storms and floods is lower here than in 71% of U.S. communities. FEMA puts nearly two thirds of Mutual’s expected hazard losses down to inland flooding, and 12% to tornadoes.

29risk score of 100
FEMA risk score
29Low riskLowerHigher
Inland floodingTornadoesCold waves

FEMA National Risk Index · OpenFEMA

Climate

Mutual has four seasons and pleasant summers

Expect chilly winters and pleasant summers in Mutual. Summer afternoons peak near 83° in July, and January nights bottom out around 20°; snowfall runs to about 24 inches a winter.

24″snow a winter

Typical low → high °F

Winter22–37°
Spring40–61°
Summer61–82°
Fall43–63°
Oct 19
typical first frost
Apr 24
typical last frost
+1.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Mutual is

Mutual: a quarter of adults have been diagnosed with depression. CDC measures, 32 in all: Mutual beats Ohio on 3 and trails on 1. 41% of adults in Mutual sleep under 7 hours; 17% binge drink.

MutualOhio townsU.S. towns
Obesity (CDC PLACES)42%38%35%
Sleep under 7 hours (CDC PLACES)41%38%36%
Binge drink (CDC PLACES)17%17%16%
Depression (CDC PLACES)25%26%23%
32 measures vs. Ohio
3 better28 too close to call1 worse
What stands outMutualOH
Fewer adults facing food insecurity11%14.1%
Fewer adults facing a utility shut-off6.5%8.3%
More adults who have had cancer9.7%8.7%
Mercy Health - Urbana Hospital
5.3 mi away · emergency room
2 of 3
care shortages: primary care, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Housing

A home in Mutual sells for about $310K at the median

For households in Mutual, the share who live in a home they own is 77%.

$310Kmedian sale price
0
homes sold in August

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Nearby attractions

Ohio Stadium and 45 more within 40 miles

Museums, parks, gardens and other places to visit around Mutual. Close and well known come first.

All 61 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Ohio Stadium: Lectrician2, CC BY-SA 4.0 · National Museum of the United States Air Force: No machine-readable author provided. Rogerd assumed (based on copyright claims)., CC BY-SA 3.0 · Campbell Hill: Analogue Kid (talk)., CC BY-SA 3.0 · ScottsMiracle-Gro Field: Nova Crystallis, CC BY-SA 4.0 · Historic Crew Stadium: Rick Dikeman, CC BY-SA 3.0 · Columbus Zoo and Aquarium: Adolphus79 at English Wikipedia, Public domain

Keep exploring

Everything we know about Mutual

16pages on Mutual
After high school

Colleges nearby

2 within 15 miles of the center of Mutual

Questions about Mutual

Short answers, built from the data on this page.

Is Mutual, OH a good place to live?

Mutual has fewer than 1,000 residents, too few for fair grades; the figures below are still real.