Photo: Unknown authorUnknown author or not provided · Public domainStorms, floods and disasters in Murray City
Murray City isn’t graded for hazard risk: Murray City has 295 residents; we grade towns of 1,000 or more. Flood insurance has paid 24 claims here since 1990.
What Murray City faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Murray City flood? Sometimes: 24 flood claims since 1990
Every paid claim on a federal flood insurance policy in Murray City, from FEMA’s records.
Murray City isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hocking County.4 federal disasters brought FEMA money to Murray City
Disasters that paid out in Murray City itself (aid to households or repair grants to the Village of Murray City), newest first, with that year’s flood claims.
- 2012Severe Storms and Straight-line Winds$27K to the Village of Murray City for repairs
- 2004Severe Winter Storms, Flooding, and Mudslides4 households applied for aid$7K aid approved
- 2004Severe Storms and Flooding5 households applied for aid$7K aid approved
- 2003Severe Winter Storm and Record/near Record Snow$1K to the Village of Murray City for repairs
Hocking County has had 14 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Murray City after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Murray City archive →Get ready for what Murray City faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Murray City
Does Murray City flood?
Flood insurance has paid 24 claims in Murray City since 1990, $173K in all. 7 properties have flooded more than once.
Is Murray City in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hocking County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.
How much is flood insurance in Murray City?
FEMA’s Community Rating System list shows no discount for Murray City’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Murray City?
By FEMA money that reached Murray City, Severe Storms and Straight-line Winds (2012): $27K to the Village of Murray City for repairs.
Storm stories
Memories, warnings and help from neighbors in Murray City.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Murray City’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.