Photo: 636Buster · CC BY-SA 4.0FEMA expects less hazard damage per building in Mineral Ridge than in 93% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Mineral Ridge gets an A for hazard risk: lower expected damage per building than 93% of U.S. towns, #166 of 993 in Ohio. Most of that expected damage is river and rain flooding (75%), then tornadoes (10%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Mineral Ridge faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Mineral Ridge’s grade
River and rain flooding is 75% of the building damage FEMA expects in Mineral Ridge, and Mineral Ridge’s rate of river and rain flooding damage is lower than 78% of U.S. census tracts. Next is tornadoes at 10% (higher than 59% of U.S. census tracts).
A #166 of 993 in Ohio; lower expected damage per building than 93% of U.S. towns (21,298).
Mineral Ridge’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Mineral Ridge has less expected damage per building than 83% of Ohio towns.
In dollars, FEMA expects about $906K a year in losses across Mineral Ridge: $738K to buildings, the rest to people and crops.
Does Mineral Ridge flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Mineral Ridge. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Mineral Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Trumbull County.2 federal disasters brought FEMA money to Mineral Ridge
Disasters that paid out in Mineral Ridge itself (aid to households or repair grants to Mineral Ridge), newest first, with that year’s flood claims.
- 2004Severe Storms and Flooding6 households applied for aid$6K aid approved
- 2003Tornadoes, Flooding, Severe Storms, and High Winds54 households applied for aid$85K aid approved
Trumbull County has had 8 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Mineral Ridge after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Mineral Ridge archive →Mineral Ridge and its neighbors
Mineral Ridge has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Mineral Ridge | Aless damage than 93% | river and rain flooding | 0 |
| Niles | Bless damage than 58% | river and rain flooding | 23 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Mineral Ridge faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Mineral Ridge
Is Mineral Ridge at risk for natural disasters?
On FEMA’s National Risk Index, Mineral Ridge has lower expected damage per building than 93% of U.S. towns: A for hazard risk, #166 of 993 in Ohio. Most of the expected damage is river and rain flooding (75%) and tornadoes (10%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Mineral Ridge in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Trumbull County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Mineral Ridge?
FEMA’s Community Rating System list shows no discount for Mineral Ridge’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Mineral Ridge?
By FEMA money that reached Mineral Ridge, Tornadoes, Flooding, Severe Storms, and High Winds (2003): 54 households applied for aid, $85K approved.
Is Mineral Ridge at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (75%), and Mineral Ridge’s rate for it is lower than 78% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Mineral Ridge.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mineral Ridge’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.