Photo: Nyttend · Public domainMore hazard damage per building is expected in Mary Ann Township than in 70% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Mary Ann Township gets a C for hazard risk: higher expected damage per building than 70% of U.S. towns. Most of that expected damage is river and rain flooding (88%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Mary Ann Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Mary Ann Township’s grade
River and rain flooding is 88% of the building damage FEMA expects in Mary Ann Township, and Mary Ann Township’s rate of river and rain flooding damage is higher than 83% of U.S. census tracts. Hail adds 7%, at a rate in the top 9% of U.S. census tracts.
C higher expected damage per building than 70% of U.S. towns (21,298).
All of Mary Ann Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $747K a year in losses across Mary Ann Township: $635K to buildings, the rest to people and crops.
Does Mary Ann Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Mary Ann Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Mary Ann Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Licking County.5 federal disasters brought FEMA money to Mary Ann Township
Disasters that paid out in Mary Ann Township itself (aid to households or repair grants to Mary Ann Township), newest first, with that year’s flood claims.
- 2012Severe Storms and Straight-line Winds$2K to Mary Ann Township for repairs
- 2008Severe Wind Storm Associated with Tropical Depression Ike$6K to Mary Ann Township for repairs
- 2008Record Snow and Near Record Snow$3K to Mary Ann Township for repairs
- 2004Severe Winter Storms, Flooding, and Mudslides$19K to Mary Ann Township for repairs
- 2003Severe Winter Storm and Record/near Record Snow$2K to Mary Ann Township for repairs
Licking County has had 17 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Mary Ann Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Mary Ann Township archive →Mary Ann Township and its neighbors
Mary Ann Township is 5th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Madison Township | Bless damage than 55% | river and rain flooding | 13 |
| Newton Township | B−less damage than 51% | river and rain flooding | 18 |
| Eden Township | Cmore damage than 70% | river and rain flooding | — |
| Perry Township | Cmore damage than 70% | river and rain flooding | 6 |
| Mary Ann Township | Cmore damage than 70% | river and rain flooding | 0 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Mary Ann Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Mary Ann Township
Is Mary Ann Township at risk for natural disasters?
On FEMA’s National Risk Index, Mary Ann Township has higher expected damage per building than 70% of U.S. towns: C for hazard risk. Most of the expected damage is river and rain flooding (88%) and hail (7%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Mary Ann Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Licking County, 13% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Mary Ann Township?
FEMA’s Community Rating System list shows no discount for Mary Ann Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Mary Ann Township?
By FEMA money that reached Mary Ann Township, Severe Winter Storms, Flooding, and Mudslides (2004): $19K to Mary Ann Township for repairs.
Is Mary Ann Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (88%), and Mary Ann Township’s rate for it is higher than 83% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Mary Ann Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mary Ann Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.