Jersey Independent Order of Odd Fellows Hall · Photo: Jud McCranie · CC BY-SA 4.0On FEMA’s figures, Jersey Township faces less hazard damage per building than 95% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Jersey Township gets an A for hazard risk: lower expected damage per building than 95% of U.S. towns, #111 of 993 in Ohio. Most of that expected damage is river and rain flooding (67%), then hail (17%). Flood insurance has paid 1 claim here since 2017.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Jersey Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Jersey Township’s grade
River and rain flooding is 67% of the building damage FEMA expects in Jersey Township, and Jersey Township’s rate of river and rain flooding damage is lower than 88% of U.S. census tracts. Hail adds 17%, at a rate in the top 10% of U.S. census tracts.
A #111 of 993 in Ohio; lower expected damage per building than 95% of U.S. towns (21,298).
All of Jersey Township’s residents live in one census tract; the figures are that tract’s.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Jersey Township has less expected damage per building than 89% of Ohio towns.
In dollars, FEMA expects about $897K a year in losses across Jersey Township: $763K to buildings, the rest to people and crops.
Does Jersey Township flood? Rarely: 1 flood claim since 2017
Every paid claim on a federal flood insurance policy in Jersey Township, from FEMA’s records: 0.9 per 1,000 homes, fewer than 81% of the 13,809 U.S. towns with a flood insurance record.
Jersey Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Licking County.3 federal disasters brought FEMA money to Jersey Township
Disasters that paid out in Jersey Township itself (aid to households or repair grants to Jersey Township), newest first, with that year’s flood claims.
- 2008Severe Wind Storm Associated with Tropical Depression Ike$3K to Jersey Township for repairs
- 2008Record Snow and Near Record Snow$5K to Jersey Township for repairs
- 2003Severe Winter Storm and Record/near Record Snow$3K to Jersey Township for repairs
Licking County has had 17 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Jersey Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Jersey Township archive →Jersey Township and its neighbors
Jersey Township has the lowest expected damage per building of the 6 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Jersey Township | Aless damage than 95% | river and rain flooding | 1 |
| St. Albans Township | A−less damage than 80% | river and rain flooding | — |
| Monroe Township | A−less damage than 79% | river and rain flooding | 1 |
| Plain Township | A−less damage than 76% | river and rain flooding | 1 |
| Liberty Township | B+less damage than 72% | river and rain flooding | — |
| Pataskala | B+less damage than 67% | river and rain flooding | 17 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Jersey Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Jersey Township
Is Jersey Township at risk for natural disasters?
On FEMA’s National Risk Index, Jersey Township has lower expected damage per building than 95% of U.S. towns: A for hazard risk, #111 of 993 in Ohio. Most of the expected damage is river and rain flooding (67%) and hail (17%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Jersey Township flood?
Flood insurance has paid 1 claim in Jersey Township since 2017, $24K in all, or 0.9 per 1,000 homes, fewer than 81% of U.S. towns with a flood insurance record.
Is Jersey Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Licking County, 13% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Jersey Township?
FEMA’s Community Rating System list shows no discount for Jersey Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Jersey Township?
By FEMA money that reached Jersey Township, Record Snow and Near Record Snow (2008): $5K to Jersey Township for repairs.
Is Jersey Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (67%), and Jersey Township’s rate for it is lower than 88% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Jersey Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Jersey Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.