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Spread Eagle Tavern (Hanoverton, Ohio)Photo: Roseohioresident · CC BY-SA 4.0
–Not graded
Natural hazards in Hanoverton · FEMA

Storms, floods and disasters in Hanoverton

Hanoverton isn’t graded for hazard risk: Hanoverton has 393 residents; we grade towns of 1,000 or more. Flood insurance has paid 10 claims here since 2003.

Flood claims
10
paid since 2003 · $93K
Flooded more than once
2
properties
Disasters paid out here
4
of 15 declared for Columbiana County
By hazard

What Hanoverton faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

90%of expected building damage
Above average · higher than 72% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Tornadoes Hail Strong wind Earthquakes Hurricanes Winter storms Ice storms Wildfire Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hanoverton flood? Sometimes: 10 flood claims since 2003

Every paid claim on a federal flood insurance policy in Hanoverton, from FEMA’s records.

Paid flood claims, by year
2003: 3 claims2004: 6 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 1 claim200320042026
20032026
10
paid claims since 2003
$93K
paid to owners
2
homes flooded more than once
$9K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Hanoverton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Columbiana County.
Disasters

4 federal disasters brought FEMA money to Hanoverton

Disasters that paid out in Hanoverton itself (aid to households or repair grants to the Village of Hanoverton), newest first, with that year’s flood claims.

  1. 2004Severe Storms and Flooding16 households applied for aid$35K aid approved
  2. 2004Severe Storms and Flooding5 households applied for aid$7K aid approved
  3. 2003Tornadoes, Flooding, Severe Storms, and High Winds33 households applied for aid$33K aid approved$3K to the Village of Hanoverton for repairs
  4. 2003Severe Storms and Flooding5 households applied for aid$8K aid approved
Disasters declared, by decade
Paid out in HanovertonColumbiana County only

Columbiana County has had 15 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Hanoverton after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Hanoverton archive →
Be ready

Get ready for what Hanoverton faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Hanoverton

Does Hanoverton flood?

Flood insurance has paid 10 claims in Hanoverton since 2003, $93K in all. 2 properties have flooded more than once.

Is Hanoverton in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Columbiana County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.

How much is flood insurance in Hanoverton?

FEMA’s Community Rating System list shows no discount for Hanoverton’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Hanoverton?

By FEMA money that reached Hanoverton, Severe Storms and Flooding (2004): 16 households applied for aid, $35K approved.

Storm stories

Memories, warnings and help from neighbors in Hanoverton.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hanoverton’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.