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A+Hazard risk
Natural hazards in Granger Township · FEMA

Less hazard damage per building is expected in Granger Township than in 95% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Granger Township gets an A+ for hazard risk: lower expected damage per building than 95% of U.S. towns, #93 of 993 in Ohio. Most of that expected damage is river and rain flooding (70%), then tornadoes (17%). Flood insurance has paid 8 claims here since 2004.

River and rain flooding 70%Tornadoes 17%Hail 5%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 95%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#93 of 993 in Ohio
Hazard risk
A+#93 of 993
in Ohio · lower than 95% of U.S. towns
Main hazard
River and rain flooding
70% of expected building damage
Flood claims
8
paid since 2004 · $263K
Disasters paid out here
1
of 11 declared for Medina County
By hazard

What Granger Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

70%of expected building damage
Well below average · lower than 87% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

17%of expected building damage
Above average · higher than 73% of U.S. census tracts

Hail

5%of expected building damage
Above average · higher than 76% of U.S. census tracts
Recorded about 4 times a year in the area
Smaller shares here
 Strong wind Ice storms Winter storms Earthquakes Hurricanes Wildfire Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Granger Township’s grade

River and rain flooding is 70% of the building damage FEMA expects in Granger Township, and Granger Township’s rate of river and rain flooding damage is lower than 87% of U.S. census tracts. Winter storms add 1%, at a rate in the top 6% of U.S. census tracts.

Where Granger Township sits
Granger Township
Least damageMiddleMost damage

A+ #93 of 993 in Ohio; lower expected damage per building than 95% of U.S. towns (21,298).

All of Granger Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding70%Tornadoes17%Hail5%Everything else8%

The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Granger Township has less expected damage per building than 91% of Ohio towns.

In dollars, FEMA expects about $1.1M a year in losses across Granger Township: $948K to buildings, the rest to people and crops.

Shared tract.All of Granger Township’s 4,556 residents (2020 census) live in one census tract. FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Granger Township flood? Rarely: 8 flood claims since 2004

Every paid claim on a federal flood insurance policy in Granger Township, from FEMA’s records: 4.4 per 1,000 homes, more than 57% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2004: 1 claim2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 2 claims2012: 0 claims2013: 0 claims2014: 3 claims2015: 2 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims201120142015
20042026
Biggest named events
  • The Late winter storms2 claims · $25K
8
paid claims since 2004
$263K
paid to owners
0
homes flooded more than once
$33K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Granger Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Medina County.
Disasters

1 federal disaster brought FEMA money to Granger Township

Disasters that paid out in Granger Township itself (aid to households or repair grants to Granger Township), newest first, with that year’s flood claims.

  1. 2004Severe Winter Storms, Flooding, and Mudslides$12K to Granger Township for repairs1 flood claim paid that year
Disasters declared, by decade
Paid out in Granger TownshipMedina County only

Medina County has had 11 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Granger Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Granger Township archive →
Next door

Granger Township and its neighbors

Granger Township has the lowest expected damage per building of the 7 graded towns here. Tap a town to see its hazards.

Medina Township: hazard risk ABath Township: hazard risk ASharon Township: hazard risk AHinckley Township: hazard risk AMontrose-Ghent: hazard risk AMontville Township: hazard risk AMedina TownshipBath TownshipSharon TownshipHinckley TownshipMontrose-GhentMontville TownshipGranger Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Granger TownshipA+less damage than 95%river and rain flooding8
Sharon TownshipAless damage than 94%river and rain flooding7
Medina TownshipAless damage than 94%river and rain flooding14
Bath TownshipAless damage than 92%river and rain flooding20
Hinckley TownshipAless damage than 91%river and rain flooding3
Montville TownshipAless damage than 90%river and rain flooding24
Montrose-GhentAless damage than 90%river and rain flooding7

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Granger Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Granger Township

Is Granger Township at risk for natural disasters?

On FEMA’s National Risk Index, Granger Township has lower expected damage per building than 95% of U.S. towns: A+ for hazard risk, #93 of 993 in Ohio. Most of the expected damage is river and rain flooding (70%) and tornadoes (17%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Granger Township flood?

Flood insurance has paid 8 claims in Granger Township since 2004, $263K in all, or 4.4 per 1,000 homes, more than 57% of U.S. towns with a flood insurance record. The most claims came from Late winter storms (2).

Is Granger Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Medina County, 26% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Granger Township?

FEMA’s Community Rating System list shows no discount for Granger Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Granger Township?

By FEMA money that reached Granger Township, Severe Winter Storms, Flooding, and Mudslides (2004): $12K to Granger Township for repairs. By flood claims, Late winter storms: 2 paid, $25K.

Is Granger Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (70%), and Granger Township’s rate for it is lower than 87% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Granger Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Granger Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.