Photo: SilentMatt Psychedelic · CC BY-SA 4.0FEMA puts Bath Township’s expected hazard damage per building below that of 92% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Bath Township gets an A for hazard risk: lower expected damage per building than 92% of U.S. towns, #211 of 993 in Ohio. Most of that expected damage is river and rain flooding (72%), then hail (16%). Flood insurance has paid 20 claims here since 2003.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Bath Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Bath Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Bath Township’s grade
River and rain flooding is 72% of the building damage FEMA expects in Bath Township, and Bath Township’s rate of river and rain flooding damage is lower than 80% of U.S. census tracts. Hail adds 16%, at a rate in the top 9% of U.S. census tracts.
A #211 of 993 in Ohio; lower expected damage per building than 92% of U.S. towns (21,298).
Bath Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Bath Township has less expected damage per building than 79% of Ohio towns.
In dollars, FEMA expects about $2.9M a year in losses across Bath Township: $2.6M to buildings, the rest to people and crops.
Does Bath Township flood? Sometimes: 20 flood claims since 2003
Every paid claim on a federal flood insurance policy in Bath Township, from FEMA’s records: 5.0 per 1,000 homes, more than 60% of the 13,809 U.S. towns with a flood insurance record.
Bath Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Summit County.1 federal disaster brought FEMA money to Bath Township
Disasters that paid out in Bath Township itself (aid to households or repair grants to Bath Township), newest first, with that year’s flood claims.
- 2003Tornadoes, Flooding, Severe Storms, and High Winds5 households applied for aid$5K aid approved5 flood claims paid that year
Summit County has had 10 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Bath Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Bath Township archive →Bath Township and its neighbors
Bath Township is 4th of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Richfield Township | A+less damage than 98% | river and rain flooding | — |
| Fairlawn | A+less damage than 96% | river and rain flooding | 16 |
| Granger Township | A+less damage than 95% | river and rain flooding | 8 |
| Bath Township | Aless damage than 92% | river and rain flooding | 20 |
| Copley Township | Aless damage than 91% | river and rain flooding | 50 |
| Montrose-Ghent | Aless damage than 90% | river and rain flooding | 7 |
| Akron | A−less damage than 84% | river and rain flooding | 131 |
| Cuyahoga Falls | A−less damage than 80% | river and rain flooding | 10 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Bath Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Bath Township
Is Bath Township at risk for natural disasters?
On FEMA’s National Risk Index, Bath Township has lower expected damage per building than 92% of U.S. towns: A for hazard risk, #211 of 993 in Ohio. Most of the expected damage is river and rain flooding (72%) and hail (16%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Bath Township flood?
Flood insurance has paid 20 claims in Bath Township since 2003, $928K in all, or 5.0 per 1,000 homes, more than 60% of U.S. towns with a flood insurance record.
Is Bath Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Summit County, 29% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Bath Township?
FEMA’s Community Rating System list shows no discount for Bath Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Bath Township?
By FEMA money that reached Bath Township, Tornadoes, Flooding, Severe Storms, and High Winds (2003): 5 households applied for aid, $5K approved.
Is Bath Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (72%), and Bath Township’s rate for it is lower than 80% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Bath Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Bath Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.