Photo: Roseohioresident · CC BY-SA 4.0FEMA puts Goshen Township’s expected hazard damage per building below that of 61% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Goshen Township gets a B for hazard risk: lower expected damage per building than 61% of U.S. towns, #722 of 993 in Ohio. Most of that expected damage is river and rain flooding (90%). Flood insurance has paid 26 claims here since 1994.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Goshen Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Goshen Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Goshen Township’s grade
River and rain flooding is 90% of the building damage FEMA expects in Goshen Township, and Goshen Township’s rate of river and rain flooding damage is higher than 65% of U.S. census tracts.
B #722 of 993 in Ohio; lower expected damage per building than 61% of U.S. towns (21,298).
Goshen Township’s residents live in 9 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Goshen Township has more expected damage per building than 73% of Ohio towns.
In dollars, FEMA expects about $1.4M a year in losses across Goshen Township: $1.2M to buildings, the rest to people and crops.
Does Goshen Township flood? Sometimes: 26 flood claims since 1994
Every paid claim on a federal flood insurance policy in Goshen Township, from FEMA’s records: 10.5 per 1,000 homes, more than 75% of the 13,809 U.S. towns with a flood insurance record.
Goshen Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Tuscarawas County.The storms Goshen Township remembers
None of the 10 disasters declared for Tuscarawas County shows FEMA aid or repair money reaching Goshen Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 200414 flood claims paidThe year of Severe Winter Storms, Flooding, and Mudslides, declared for Tuscarawas County
- 20053 flood claims paidNo declaration for the county that year
- 19942 flood claims paidNo declaration for the county that year
Tuscarawas County has had 10 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Goshen Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Goshen Township archive →Goshen Township and its neighbors
Goshen Township is 7th of the 9 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Fairfield Township | Aless damage than 92% | river and rain flooding | 6 |
| Warren Township | Aless damage than 89% | river and rain flooding | — |
| Dover Township | Aless damage than 87% | river and rain flooding | 3 |
| York Township | A−less damage than 80% | river and rain flooding | — |
| Warwick Township | A−less damage than 79% | river and rain flooding | — |
| New Philadelphia | B+less damage than 66% | river and rain flooding | 45 |
| Goshen Township | Bless damage than 61% | river and rain flooding | 26 |
| Union Township | Bless damage than 56% | river and rain flooding | 8 |
| Mill Township | C+more damage than 56% | river and rain flooding | 37 |
| Midvale | — | 977 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Goshen Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Goshen Township
Is Goshen Township at risk for natural disasters?
On FEMA’s National Risk Index, Goshen Township has lower expected damage per building than 61% of U.S. towns: B for hazard risk, #722 of 993 in Ohio. Most of the expected damage is river and rain flooding (90%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Goshen Township flood?
Flood insurance has paid 26 claims in Goshen Township since 1994, $230K in all, or 10.5 per 1,000 homes, more than 75% of U.S. towns with a flood insurance record.
Is Goshen Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Tuscarawas County, 13% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Goshen Township?
FEMA’s Community Rating System list shows no discount for Goshen Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Goshen Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (90%), and Goshen Township’s rate for it is higher than 65% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Goshen Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Goshen Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.