Each edition grades its towns against each other only.
55% more nonprofits per person than the typical Ohio town.
Germantown is a solid, middle-of-the-road choice. It grades B+ overall, 388th among Ohio's 987 graded towns, with no subject far below average. Its best mark is safety: it reports less crime per resident than 69% of U.S. towns. It also does better than most on health: it is healthier than 66% of U.S. towns. A typical home there costs about $268K, 3.7 years of the Dayton metro’s $72K median household income. On hazard risk, just 71 of Ohio’s 1,718 towns do worse. Germantown has 5 places on the National Register of Historic Places, among them Emmanuel's Evangelical Lutheran Church and John Stump House And Mill. Germantown's civic life (library use, community groups, volunteering) is stronger than in 87% of U.S. towns.
Where Germantown beats most towns.
Census counts: 501 in 1830, 5,796 in 2020. The archive holds 9 old photos and papers going back to 1865 and 2 maps from 1908 on.
5 places on the National Register of Historic Places.
Each subject compared with towns across the country (schools within Ohio), ordered by how far Germantown is from typical.
How TownRatings grades towns →
Museums, parks, gardens and other places to visit around Germantown. Close and well known come first.
Big draw21 mi Theme parkKings Island3.5M visitors a year
17 mi MuseumNational Museum of the United States Air Force1.0M visitors a year
38 mi Stadium & arenaPaycor Stadium
38 mi Stadium & arenaGreat American Ball Park
36 mi Stadium & arenaNippert Stadium
35 mi Zoo & aquariumCincinnati Zoo and Botanical Garden1.2M visitors a yearKings Island: Eli Duke from Portland, OR, USA, CC BY-SA 2.0 · National Museum of the United States Air Force: No machine-readable author provided. Rogerd assumed (based on copyright claims)., CC BY-SA 3.0 · Paycor Stadium: JonRidinger, CC BY-SA 4.0 · Great American Ball Park: Eric Kilby profile at Flickr website, CC BY-SA 2.0 · Nippert Stadium: Ben Levin, CC BY-SA 4.0 · Cincinnati Zoo and Botanical Garden: Unknown, CC BY-SA 2.5
Who provides power, water and the rest in Germantown, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.
Ordered by what stands out in Germantown.
Most working residents leave Germantown for work: only 6% work in town. Germantown’s median household income is $90,000, above both the Ohio town median ($75,000) and the median of U.S. towns ($80,000). The top destinations are Dayton (12%), Miamisburg (6%) and Kettering (5%).
| Germantown | Ohio towns | U.S. towns | |
|---|---|---|---|
| Median household income | $90,000 | $75,000 | $80,000 |
| Work from home | 13% | 9.7% | 11% |
| Below the poverty line | 7.6% | 9.1% | 9.6% |
Census LEHD 2023 · ACS
FEMA rates its natural-hazard risk higher than 97% of Ohio towns, with expected losses of about $477 per resident a year; that rating is what its C− for hazard risk is built on.
Germantown’s FEMA risk score is 75 of 100, above both Ohio’s towns (23 of 100) and U.S. towns (44 of 100). Since 1989, 19 flood insurance claims have been paid out in Germantown.
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
FBI crime data, 2025 · crimes reported to police
27% of Germantown adults have been diagnosed with depression. Germantown beats the Ohio average on 10 of 32 CDC measures and trails it on 0. 33% of Germantown adults have high blood pressure.
| Germantown | Ohio towns | U.S. towns | |
|---|---|---|---|
| Depression (CDC PLACES) | 27% | 26% | 23% |
| High blood pressure (CDC PLACES) | 33% | 38% | 35% |
| Frequent physical distress (CDC PLACES) | 13% | 15% | 14% |
| Binge drink (CDC PLACES) | 18% | 17% | 16% |
| What stands out | Germantown | OH |
|---|---|---|
| Fewer adults facing food insecurity | 9.4% | 14.1% |
| Fewer adults facing a utility shut-off | 6.1% | 8.3% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Germantown has chilly winters and warm summers. July afternoons reach 86°, January nights drop to 22° and about 10 inches of snow falls in a winter.
NOAA U.S. Climate Normals, 1991–2020
Adults 18 to 34 are 17% of residents (22% statewide). Germantown has grown 2.7% since 2020, to 5,947 residents in the Census Bureau’s 2025 estimate. 28% of adults 25 and older have a bachelor’s degree or more, vs 32% across Ohio.
| Germantown | Ohio towns | U.S. towns | |
|---|---|---|---|
| Bachelor’s degree or more, 25+ | 28% | 24% | 29% |
| Aged 65 or older | 18% | 20% | 18% |
50% women, 50% men
That’s an even split within the survey’s margin of ±5.9 points. Across Ohio, 50.7% of residents are women.
| Germantown | OH | U.S. | |
|---|---|---|---|
| Under 10 | 14.8% | 11.7% | 11.6% |
| 10 to 17 | 10.5% | 10.3% | 10.3% |
| 18 to 24 | 8.3% | 8.9% | 9.1% |
| 25 to 34 | 9% | 13.2% | 13.7% |
| 35 to 44 | 11.9% | 12.5% | 13.2% |
| 45 to 54 | 15.2% | 12% | 12.2% |
| 55 to 64 | 11.8% | 13.2% | 12.7% |
| 65 to 74 | 12.2% | 10.9% | 10.2% |
| 75 and older | 6.1% | 7.3% | 7% |
| No diploma | 1.9% | 8.2% | 10.4% |
| High school | 34.2% | 32.1% | 26% |
| Some college | 21.4% | 19.3% | 19.1% |
| Associate’s | 14.1% | 9% | 8.8% |
| Bachelor’s | 16.1% | 19.3% | 21.6% |
| Graduate | 12.2% | 12.2% | 14.1% |
Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates
The typical Germantown home is worth about $268,000, up 4% in a year, 9% above the Ohio typical home. 82% of households own their home in Germantown.
| Germantown | Ohio towns | U.S. towns | |
|---|---|---|---|
| Households that own their home | 82% | 77% | 73% |
| Median rent | $1,004 a month | $943 a month | $1,185 a month |
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
0.4 miles of trail in 2 parks and preserves. The biggest park or preserve is Kercher Community Park, at 39 acres.
| Germantown | Ohio towns | U.S. towns | |
|---|---|---|---|
| Miles of trail per square mile | 0.1 miles per square mile | 0.2 | 0.4 |
| Conserved land | 2.3% | 3.7% | 4.3% |
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Kercher Community Park | — | 39 |
| 2. Veteran's Memorial Park | — | 5 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
6 within 15 miles of the center of Germantown
About 4 of every 100 Germantown residents are enrolled in college, against 6 across Ohio.
Where Germantown’s working residents go each day. Line width shows the share.
Census LEHD 2023
5 places in Germantown on the National Register of Historic Places.
3 notable people were born in Germantown.
City in Ohio, United States
Germantown is a city in Montgomery County, Ohio, United States. The population was 5,796 at the 2020 census. A part of the Dayton metropolitan area, Germantown was founded by German Americans from Pennsylvania and was once home to a cigar industry.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
Short answers, built from the data on this page.
By most measures, yes. Germantown grades B+ overall, better than 67% of U.S. towns and #388 of 987 in Ohio. It grades B+ for health, B+ for safety and B for schools. Hazard risk is its weak spot, with a C−.
Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B−.
3 notable people were born here, including Daniel Webster Comstock and Lewis B. Gunckel.
