Photo: SilentMatt Psychedelic · CC BY-SA 4.0FEMA puts Farmington Township’s expected hazard damage per building below that of 84% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Farmington Township gets an A− for hazard risk: lower expected damage per building than 84% of U.S. towns, #392 of 993 in Ohio. Most of that expected damage is river and rain flooding (80%). Flood insurance has paid 9 claims here since 1994.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Farmington Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Farmington Township’s grade
River and rain flooding is 80% of the building damage FEMA expects in Farmington Township, and Farmington Township’s rate of river and rain flooding damage is lower than 64% of U.S. census tracts. Next is tornadoes at 8% (higher than 59% of U.S. census tracts).
A− #392 of 993 in Ohio; lower expected damage per building than 84% of U.S. towns (21,298).
All of Farmington Township’s residents live in one census tract; the figures are that tract’s.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Farmington Township has less expected damage per building than 61% of Ohio towns.
In dollars, FEMA expects about $541K a year in losses across Farmington Township: $395K to buildings, the rest to people and crops.
Does Farmington Township flood? Rarely: 9 flood claims since 1994
Every paid claim on a federal flood insurance policy in Farmington Township, from FEMA’s records: 9.5 per 1,000 homes, more than 73% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Ivan1 claim · $3K
Farmington Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Trumbull County.1 federal disaster brought FEMA money to Farmington Township
Disasters that paid out in Farmington Township itself (aid to households or repair grants to Farmington Township), newest first, with that year’s flood claims.
- 2003Tornadoes, Flooding, Severe Storms, and High Winds$33K to Farmington Township for repairs1 flood claim paid that year
Trumbull County has had 8 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Farmington Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Farmington Township archive →Farmington Township and its neighbors
Farmington Township is 5th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Middlefield Township | Aless damage than 93% | river and rain flooding | — |
| Parkman Township | Aless damage than 87% | river and rain flooding | — |
| Southington Township | Aless damage than 86% | river and rain flooding | 3 |
| Mesopotamia Township | A−less damage than 84% | river and rain flooding | — |
| Farmington Township | A−less damage than 84% | river and rain flooding | 9 |
| Bristol Township | A−less damage than 81% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Farmington Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Farmington Township
Is Farmington Township at risk for natural disasters?
On FEMA’s National Risk Index, Farmington Township has lower expected damage per building than 84% of U.S. towns: A− for hazard risk, #392 of 993 in Ohio. Most of the expected damage is river and rain flooding (80%) and tornadoes (8%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Farmington Township flood?
Flood insurance has paid 9 claims in Farmington Township since 1994, $203K in all, or 9.5 per 1,000 homes, more than 73% of U.S. towns with a flood insurance record. The most claims came from Tropical Storm Ivan (1).
Is Farmington Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Trumbull County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Farmington Township?
FEMA’s Community Rating System list shows no discount for Farmington Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Farmington Township?
By FEMA money that reached Farmington Township, Tornadoes, Flooding, Severe Storms, and High Winds (2003): $33K to Farmington Township for repairs. By flood claims, Tropical Storm Ivan: 1 paid, $3K.
Is Farmington Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (80%), and Farmington Township’s rate for it is lower than 64% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Farmington Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Farmington Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.