Photo: Nyttend · Public domainOn FEMA’s figures, Evendale faces less hazard damage per building than 82% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Evendale gets an A− for hazard risk: lower expected damage per building than 82% of U.S. towns, #426 of 993 in Ohio. Most of that expected damage is river and rain flooding (76%), then tornadoes (18%). Flood insurance has paid 20 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Evendale’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Evendale faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Evendale’s grade
River and rain flooding is 76% of the building damage FEMA expects in Evendale, and Evendale’s rate of river and rain flooding damage is lower than 66% of U.S. census tracts. Next is tornadoes at 18% (higher than 88% of U.S. census tracts).
A− #426 of 993 in Ohio; lower expected damage per building than 82% of U.S. towns (21,298).
All of Evendale’s residents live in one census tract; the figures are that tract’s.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Evendale has less expected damage per building than 57% of Ohio towns.
In dollars, FEMA expects about $2.3M a year in losses across Evendale: $2.1M to buildings, the rest to people and crops.
Does Evendale flood? Sometimes: 20 flood claims since 1979
Every paid claim on a federal flood insurance policy in Evendale, from FEMA’s records: 19.9 per 1,000 homes, more than 84% of the 13,809 U.S. towns with a flood insurance record.
- The March storm2 claims · $191K
Evendale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hamilton County.2 federal disasters brought FEMA money to Evendale
Disasters that paid out in Evendale itself (aid to households or repair grants to the Village of Evendale), newest first, with that year’s flood claims.
- 2008Severe Wind Storm Associated with Tropical Depression Ike$54K to the Village of Evendale for repairs2 flood claims paid that year
- 2001Severe Storms and Flooding$20K to the Village of Evendale for repairs4 flood claims paid that year
Hamilton County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Evendale after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Evendale archive →Evendale and its neighbors
Evendale is 5th of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Blue Ash | A+less damage than 97% | river and rain flooding | 3 |
| Lincoln Heights | Aless damage than 94% | river and rain flooding | — |
| Woodlawn | Aless damage than 92% | river and rain flooding | 4 |
| Sharonville | Aless damage than 87% | river and rain flooding | 54 |
| Evendale | A−less damage than 82% | river and rain flooding | 20 |
| Glendale | C+more damage than 56% | river and rain flooding | 3 |
| Lockland | C+more damage than 62% | river and rain flooding | 1 |
| Reading | C+more damage than 64% | river and rain flooding | 13 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Evendale faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Evendale
Is Evendale at risk for natural disasters?
On FEMA’s National Risk Index, Evendale has lower expected damage per building than 82% of U.S. towns: A− for hazard risk, #426 of 993 in Ohio. Most of the expected damage is river and rain flooding (76%) and tornadoes (18%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Evendale flood?
Flood insurance has paid 20 claims in Evendale since 1979, $1.0M in all, or 19.9 per 1,000 homes, more than 84% of U.S. towns with a flood insurance record. 3 properties have flooded more than once. The most claims came from March storm (2).
Is Evendale in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hamilton County, 24% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Evendale?
FEMA’s Community Rating System list shows no discount for Evendale’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Evendale?
By FEMA money that reached Evendale, Severe Wind Storm Associated with Tropical Depression Ike (2008): $54K to the Village of Evendale for repairs. By flood claims, March storm: 2 paid, $191K.
Is Evendale at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (76%), and Evendale’s rate for it is lower than 66% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Evendale.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Evendale’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.