W. L. Williams House · Photo: Nyttend · Public domainFEMA expects less hazard damage per building in Delhi Township than in 91% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Delhi Township gets an A for hazard risk: lower expected damage per building than 91% of U.S. towns, #222 of 993 in Ohio. Most of that expected damage is river and rain flooding (61%), then tornadoes (29%). Flood insurance has paid 7 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Delhi Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Delhi Township’s grade
River and rain flooding is 61% of the building damage FEMA expects in Delhi Township, and Delhi Township’s rate of river and rain flooding damage is lower than 87% of U.S. census tracts. Tornadoes add 29%, at a rate in the top 5% of U.S. census tracts.
A #222 of 993 in Ohio; lower expected damage per building than 91% of U.S. towns (21,298).
Delhi Township’s residents live in 11 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Delhi Township has less expected damage per building than 78% of Ohio towns.
In dollars, FEMA expects about $5.8M a year in losses across Delhi Township: $3.1M to buildings, the rest to people and crops.
Does Delhi Township flood? Rarely: 7 flood claims since 1978
Every paid claim on a federal flood insurance policy in Delhi Township, from FEMA’s records: 0.6 per 1,000 homes, fewer than 87% of the 13,809 U.S. towns with a flood insurance record.
Delhi Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hamilton County.2 federal disasters brought FEMA money to Delhi Township
Disasters that paid out in Delhi Township itself (aid to households or repair grants to Delhi Township), newest first, with that year’s flood claims.
- 2008Severe Wind Storm Associated with Tropical Depression Ike$53K to Delhi Township for repairs
- 2004Snow$10K to Delhi Township for repairs
Hamilton County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Delhi Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Delhi Township archive →Delhi Township and its neighbors
Delhi Township has the lowest expected damage per building of the 8 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Delhi Township | Aless damage than 91% | river and rain flooding | 7 |
| Delhi Hills | Aless damage than 90% | river and rain flooding | — |
| Delshire | A−less damage than 84% | river and rain flooding | 2 |
| Mack | A−less damage than 82% | river and rain flooding | 7 |
| Covedale | A−less damage than 79% | river and rain flooding | 2 |
| Cincinnati | A−less damage than 78% | river and rain flooding | 723 |
| Green Township | B+less damage than 74% | river and rain flooding | 29 |
| Miami Township | B−more damage than 53% | river and rain flooding | 51 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Delhi Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Delhi Township
Is Delhi Township at risk for natural disasters?
On FEMA’s National Risk Index, Delhi Township has lower expected damage per building than 91% of U.S. towns: A for hazard risk, #222 of 993 in Ohio. Most of the expected damage is river and rain flooding (61%) and tornadoes (29%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Delhi Township flood?
Flood insurance has paid 7 claims in Delhi Township since 1978, $47K in all, or 0.6 per 1,000 homes, fewer than 87% of U.S. towns with a flood insurance record.
Is Delhi Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hamilton County, 24% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Delhi Township?
FEMA’s Community Rating System list shows no discount for Delhi Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Delhi Township?
By FEMA money that reached Delhi Township, Severe Wind Storm Associated with Tropical Depression Ike (2008): $53K to Delhi Township for repairs.
Is Delhi Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (61%), and Delhi Township’s rate for it is lower than 87% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Delhi Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Delhi Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.