Photo: Nyttend · Public domainOn FEMA’s figures, Claridon Township faces less hazard damage per building than 70% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Claridon Township gets a B+ for hazard risk: lower expected damage per building than 70% of U.S. towns, #610 of 993 in Ohio. Most of that expected damage is river and rain flooding (74%). Flood insurance has paid 13 claims here since 1987.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Claridon Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Claridon Township’s grade
River and rain flooding is 74% of the building damage FEMA expects in Claridon Township, and Claridon Township’s rate of river and rain flooding damage is lower than 57% of U.S. census tracts. Next is tornadoes at 9% (higher than 66% of U.S. census tracts).
B+ #610 of 993 in Ohio; lower expected damage per building than 70% of U.S. towns (21,298).
All of Claridon Township’s residents live in one census tract; the figures are that tract’s.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Claridon Township has more expected damage per building than 61% of Ohio towns.
In dollars, FEMA expects about $1.1M a year in losses across Claridon Township: $805K to buildings, the rest to people and crops.
Does Claridon Township flood? Sometimes: 13 flood claims since 1987
Every paid claim on a federal flood insurance policy in Claridon Township, from FEMA’s records: 10.9 per 1,000 homes, more than 75% of the 13,809 U.S. towns with a flood insurance record.
- The Late winter storms2 claims · $23K
Claridon Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marion County.The storms Claridon Township remembers
None of the 9 disasters declared for Marion County shows FEMA aid or repair money reaching Claridon Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20134 flood claims paidNo declaration for the county that year
- 19982 flood claims paidNo declaration for the county that year
- 20112 flood claims paidNo declaration for the county that year
Marion County has had 9 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Claridon Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Claridon Township archive →Claridon Township and its neighbors
Claridon Township is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Marion Township | A−less damage than 81% | river and rain flooding | 1 |
| Claridon Township | B+less damage than 70% | river and rain flooding | 13 |
| Richland Township | C+more damage than 61% | river and rain flooding | — |
| Scott Township | — | 158 residents; we grade 1,000+ | |
| Canaan Township | — | 951 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Claridon Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Claridon Township
Is Claridon Township at risk for natural disasters?
On FEMA’s National Risk Index, Claridon Township has lower expected damage per building than 70% of U.S. towns: B+ for hazard risk, #610 of 993 in Ohio. Most of the expected damage is river and rain flooding (74%) and tornadoes (9%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Claridon Township flood?
Flood insurance has paid 13 claims in Claridon Township since 1987, $172K in all, or 10.9 per 1,000 homes, more than 75% of U.S. towns with a flood insurance record. The most claims came from Late winter storms (2).
Is Claridon Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Marion County, 23% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Claridon Township?
FEMA’s Community Rating System list shows no discount for Claridon Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Claridon Township?
By flood claims, Late winter storms: 2 paid, $23K.
Is Claridon Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (74%), and Claridon Township’s rate for it is lower than 57% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Claridon Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Claridon Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.