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Northern Caesarscreek Township by airPhoto: Nyttend · Public domain
A+Hazard risk
Natural hazards in Caesarscreek Township · FEMA

Less hazard damage per building is expected in Caesarscreek Township than in 96% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Caesarscreek Township gets an A+ for hazard risk: lower expected damage per building than 96% of U.S. towns. Most of that expected damage is river and rain flooding (68%), then tornadoes (15%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 68%Tornadoes 15%Earthquakes 7%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 96%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
A+
in Ohio · lower than 96% of U.S. towns
Main hazard
River and rain flooding
68% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 13 declared for Greene County
By hazard

What Caesarscreek Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

68%of expected building damage
Well below average · lower than 89% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

15%of expected building damage
Above average · higher than 68% of U.S. census tracts

Earthquakes

7%of expected building damage
About average · higher than 54% of U.S. census tracts
Smaller shares here
 Strong wind Hail Ice storms Winter storms Hurricanes Wildfire Heat waves top 5% Lightning Cold waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 20% of Caesarscreek Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Caesarscreek Township’s grade

River and rain flooding is 68% of the building damage FEMA expects in Caesarscreek Township, and Caesarscreek Township’s rate of river and rain flooding damage is lower than 89% of U.S. census tracts. Next is tornadoes at 15% (higher than 68% of U.S. census tracts).

Where Caesarscreek Township sits
Caesarscreek Township
Least damageMiddleMost damage

A+ lower expected damage per building than 96% of U.S. towns (21,298).

All of Caesarscreek Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding68%Tornadoes15%Earthquakes7%Everything else11%

In dollars, FEMA expects about $386K a year in losses across Caesarscreek Township: $244K to buildings, the rest to people and crops.

Shared tract.All of Caesarscreek Township’s 1,185 residents (2020 census) live in one census tract, which it shares with Jefferson township (1,119 residents) and Bowersville village (261 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Caesarscreek Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Caesarscreek Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Caesarscreek Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.
Disasters

The storms Caesarscreek Township remembers

None of the 13 disasters declared for Greene County shows FEMA aid or repair money reaching Caesarscreek Township itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Caesarscreek TownshipGreene County only

Greene County has had 13 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Next door

Caesarscreek Township and its neighbors

Caesarscreek Township is 2nd of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Xenia Township: hazard risk ANew Jasper Township: hazard risk ASpring Valley Township: hazard risk B+Liberty Township: hazard risk AChester Township: hazard risk AJefferson Township: hazard risk A+Silvercreek Township: hazard risk A−Xenia TownshipNew Jasper TownshipSpring Valley TownshipLiberty TownshipChester TownshipJefferson TownshipSilvercreek TownshipCaesarscreek Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Jefferson TownshipA+less damage than 96%river and rain flooding—
Caesarscreek TownshipA+less damage than 96%river and rain flooding0
Liberty TownshipAless damage than 92%river and rain flooding—
Chester TownshipAless damage than 92%river and rain flooding—
Xenia TownshipAless damage than 89%river and rain flooding16
New Jasper TownshipAless damage than 85%river and rain flooding1
Silvercreek TownshipA−less damage than 84%river and rain flooding—
Spring Valley TownshipB+less damage than 72%river and rain flooding5

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Caesarscreek Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Caesarscreek Township

Is Caesarscreek Township at risk for natural disasters?

On FEMA’s National Risk Index, Caesarscreek Township has lower expected damage per building than 96% of U.S. towns: A+ for hazard risk. Most of the expected damage is river and rain flooding (68%) and tornadoes (15%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Caesarscreek Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Greene County, 27% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.

How much is flood insurance in Caesarscreek Township?

FEMA’s Community Rating System list shows no discount for Caesarscreek Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Caesarscreek Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (68%), and Caesarscreek Township’s rate for it is lower than 89% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Caesarscreek Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Caesarscreek Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.