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AHazard risk
Natural hazards in Brunswick Hills Township · FEMA

Less hazard damage per building is expected in Brunswick Hills Township than in 92% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Brunswick Hills Township gets an A for hazard risk: lower expected damage per building than 92% of U.S. towns, #196 of 993 in Ohio. Most of that expected damage is river and rain flooding (76%), then tornadoes (12%). Flood insurance has paid 18 claims here since 1979.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 92%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#196 of 993 in Ohio
By hazard

What Brunswick Hills Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

76%of expected building damage
Below average · lower than 78% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

12%of expected building damage
Above average · higher than 66% of U.S. census tracts
Smaller shares here
 Hail Ice storms Strong wind Winter storms Earthquakes Hurricanes Wildfire Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Brunswick Hills Township’s grade

River and rain flooding is 76% of the building damage FEMA expects in Brunswick Hills Township, and Brunswick Hills Township’s rate of river and rain flooding damage is lower than 78% of U.S. census tracts. Ice storms add 3%, at a rate in the top 10% of U.S. census tracts.

Where Brunswick Hills Township sits
Brunswick Hills Township
Least damageMiddleMost damage

A #196 of 993 in Ohio; lower expected damage per building than 92% of U.S. towns (21,298).

Brunswick Hills Township’s residents live in 10 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding76%Tornadoes12%Hail4%Everything else8%

The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Brunswick Hills Township has less expected damage per building than 80% of Ohio towns.

In dollars, FEMA expects about $1.7M a year in losses across Brunswick Hills Township: $1.4M to buildings, the rest to people and crops.

A firm figure. It combines 10 census tracts by where Brunswick Hills Township’s residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Brunswick Hills Township flood? Sometimes: 18 flood claims since 1979

Every paid claim on a federal flood insurance policy in Brunswick Hills Township, from FEMA’s records: 3.9 per 1,000 homes, more than 54% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1979: 2 claims1980: 1 claim1981: 2 claims1982: 0 claims1983: 3 claims1984: 0 claims1985: 1 claim1986: 0 claims1987: 0 claims1988: 0 claims1989: 1 claim1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 1 claim1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 5 claims2015: 1 claim2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 1 claim2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims197919832014
19792026
18
paid claims since 1979
$415K
paid to owners
0
homes flooded more than once
$23K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Brunswick Hills Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Medina County.
Disasters

2 federal disasters brought FEMA money to Brunswick Hills Township

Disasters that paid out in Brunswick Hills Township itself (aid to households or repair grants to Brunswick Hills Township), newest first, with that year’s flood claims.

  1. 2004Severe Storms and Flooding$7K to Brunswick Hills Township for repairs
  2. 2003Tornadoes, Flooding, Severe Storms, and High Winds$2K to Brunswick Hills Township for repairs
Disasters declared, by decade
Paid out in Brunswick Hills TownshipMedina County only

Medina County has had 11 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Brunswick Hills Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Brunswick Hills Township archive →
Next door

Brunswick Hills Township and its neighbors

Brunswick Hills Township is 4th of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Brunswick: hazard risk AMedina Township: hazard risk ALiverpool Township: hazard risk ABrunswickMedina TownshipLiverpool TownshipBrunswick Hills Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
BrunswickAless damage than 94%river and rain flooding30
Medina TownshipAless damage than 94%river and rain flooding14
Liverpool TownshipAless damage than 94%river and rain flooding9
Brunswick Hills TownshipAless damage than 92%river and rain flooding18

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Brunswick Hills Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Brunswick Hills Township

Is Brunswick Hills Township at risk for natural disasters?

On FEMA’s National Risk Index, Brunswick Hills Township has lower expected damage per building than 92% of U.S. towns: A for hazard risk, #196 of 993 in Ohio. Most of the expected damage is river and rain flooding (76%) and tornadoes (12%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Brunswick Hills Township flood?

Flood insurance has paid 18 claims in Brunswick Hills Township since 1979, $415K in all, or 3.9 per 1,000 homes, more than 54% of U.S. towns with a flood insurance record.

Is Brunswick Hills Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Medina County, 26% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Brunswick Hills Township?

FEMA’s Community Rating System list shows no discount for Brunswick Hills Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Brunswick Hills Township?

By FEMA money that reached Brunswick Hills Township, Severe Storms and Flooding (2004): $7K to Brunswick Hills Township for repairs.

Is Brunswick Hills Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (76%), and Brunswick Hills Township’s rate for it is lower than 78% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Brunswick Hills Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Brunswick Hills Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.