FEMA expects less hazard damage per building in Beckett Ridge than in 82% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Beckett Ridge gets an A− for hazard risk: lower expected damage per building than 82% of U.S. towns, #424 of 993 in Ohio. Most of that expected damage is river and rain flooding (70%), then tornadoes (22%). Flood insurance has paid 1 claim here since 2020.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Beckett Ridge faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Beckett Ridge’s grade
River and rain flooding is 70% of the building damage FEMA expects in Beckett Ridge, and Beckett Ridge’s rate of river and rain flooding damage is lower than 71% of U.S. census tracts. Tornadoes add 22%, at a rate in the top 9% of U.S. census tracts.
A− #424 of 993 in Ohio; lower expected damage per building than 82% of U.S. towns (21,298).
Beckett Ridge’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Beckett Ridge has less expected damage per building than 57% of Ohio towns.
In dollars, FEMA expects about $2.5M a year in losses across Beckett Ridge: $1.8M to buildings, the rest to people and crops.
Does Beckett Ridge flood? Rarely: 1 flood claim since 2020
Every paid claim on a federal flood insurance policy in Beckett Ridge, from FEMA’s records: 0.3 per 1,000 homes, fewer than 96% of the 13,809 U.S. towns with a flood insurance record.
Beckett Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Butler County.The storms Beckett Ridge remembers
None of the 11 disasters declared for Butler County shows FEMA aid or repair money reaching Beckett Ridge itself in FEMA’s records, so these are its biggest flood-claim years.
- 20201 flood claims paidNo declaration for the county that year
Butler County has had 11 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Beckett Ridge after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Beckett Ridge archive →Beckett Ridge and its neighbors
Beckett Ridge has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Beckett Ridge | A−less damage than 82% | river and rain flooding | 1 |
| Olde West Chester | — | 291 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Beckett Ridge faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Beckett Ridge
Is Beckett Ridge at risk for natural disasters?
On FEMA’s National Risk Index, Beckett Ridge has lower expected damage per building than 82% of U.S. towns: A− for hazard risk, #424 of 993 in Ohio. Most of the expected damage is river and rain flooding (70%) and tornadoes (22%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Beckett Ridge flood?
Flood insurance has paid 1 claim in Beckett Ridge since 2020, $3K in all, or 0.3 per 1,000 homes, fewer than 96% of U.S. towns with a flood insurance record.
Is Beckett Ridge in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Butler County, 26% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Beckett Ridge?
FEMA’s Community Rating System list shows no discount for Beckett Ridge’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Beckett Ridge at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (70%), and Beckett Ridge’s rate for it is lower than 71% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Beckett Ridge.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Beckett Ridge’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.