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Beach City, Ohio Fire DepartmentPhoto: Roseohioresident · CC BY-SA 4.0
–Not graded
Natural hazards in Beach City · FEMA

Storms, floods and disasters in Beach City

Beach City isn’t graded for hazard risk: Beach City has 738 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2005.

Flood claims
1
paid since 2005 · $12K
Disasters paid out here
2
of 9 declared for Stark County
By hazard

What Beach City faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

88%of expected building damage
Above average · higher than 72% of U.S. census tracts
Recorded about 2 times a year in the area

Hail

6%of expected building damage
Well above average · higher than 86% of U.S. census tracts
Recorded about 4 times a year in the area
Smaller shares here
 Tornadoes Earthquakes Strong wind Ice storms Winter storms Hurricanes Wildfire Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Beach City flood? Rarely: 1 flood claim since 2005

Every paid claim on a federal flood insurance policy in Beach City, from FEMA’s records.

Paid flood claims, by year
2005: 1 claim2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2005
20052026
1
paid claims since 2005
$12K
paid to owners
0
homes flooded more than once
$12K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Beach City isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stark County.
Disasters

2 federal disasters brought FEMA money to Beach City

Disasters that paid out in Beach City itself (aid to households or repair grants to the Village of Beach City), newest first, with that year’s flood claims.

  1. 2004Severe Winter Storms, Flooding, and Mudslides5 households applied for aid$9K aid approved$38K to the Village of Beach City for repairs
  2. 2004Severe Storms and Flooding4 households applied for aid$4K aid approved
Disasters declared, by decade
Paid out in Beach CityStark County only

Stark County has had 9 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Beach City after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Beach City archive →
Be ready

Get ready for what Beach City faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Beach City

Does Beach City flood?

Flood insurance has paid 1 claim in Beach City since 2005, $12K in all.

Is Beach City in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Stark County, 26% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.

How much is flood insurance in Beach City?

FEMA’s Community Rating System list shows no discount for Beach City’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Beach City?

By FEMA money that reached Beach City, Severe Winter Storms, Flooding, and Mudslides (2004): 5 households applied for aid, $9K approved, and $38K to the Village of Beach City for repairs.

Storm stories

Memories, warnings and help from neighbors in Beach City.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Beach City’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.