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Shiloh near Bluelick, Bath TownshipPhoto: Nyttend · Public domain
B+Cost of living
Cost of living in Bath Township

Measured against area pay, Bath Township costs less to live in than 65% of U.S. towns

It ranks #411 of 993 in Ohio for affordability. Home prices around Bath Township have risen about 60% over the past 5 years. Builders were permitted 11 new homes in 2025.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Lima, OH metro area ($64K). How TownRatings grades cost of living

Typical home value
$214K
▲ 9.6% in a year · OH $260K
Estimate
2-bedroom rent
$1,090
a month, utilities in · HUD
Median tax bill
$2,240
OH $2,822
Area income (the grade’s yardstick)
$64K
Lima-area median
Why Bath Township gets a B+

The grade compares costs with what households across the Lima metro earn ($64K, Census 2020–24). The typical home costs 2.7 years of metro income, and 42% of renters pay 30% or more of income for housing.

In dollars

  • $1,090a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 90prices across the Lima metro, where the U.S. is 100 (housing 57)BEA Regional Price Parities, 2024

In paychecks the grade

  • 2.7 yrsof area income buys the typical home; the typical U.S. town: 3.3$64K, Lima-area income
  • 19%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 42%of renters pay 30%+ of income for housing; across Ohio: 46%Census 2020–24
  • 10%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

The short version on homes in Bath Township

Very little new building

Bath Township permitted 61 new homes over the past 10 years, about 0.7 a year per 1,000 residents. Across Ohio, the pace in 2025 was 3.3. In 2025, Bath Township permitted 11. New homes ↓

Fewer people, more homes

Between the 2010 and 2020 censuses, Bath Township lost 326 residents while 55 new homes were permitted. New homes ↓

Written from the data on this page. There’s no Zillow index for Bath Township, so the typical value is an estimate: the Census median carried forward with the federal house price index; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind Bath Township’s grade

Measured against what households in the area earn, Bath Township is more affordable than 65% of U.S. towns, #411 of 993 in Ohio. Rent pulls the grade down most; the share of households paying 30%+ for housing holds it up.

All U.S. towns we grade (21,243)More affordable than 65%
CostlierMore affordable
Ohio towns we grade (993)More affordable than 59%
How sure. Bath Township’s Census figures cover about 3,718 households. At the ends of the Census margins (area income ±$1,778, owners paying 30%+ ±4.1 points), Bath Township could be anywhere from B to B+.

How TownRatings grades cost of living →

Price trend

Home prices up 60% in 5 years

The federal house price index for the ZIP codes around Bath Township rose 60% over the past 5 years, faster than across Ohio (53%). Last year prices rose 9.6%. Carrying the Census median home value forward with that index puts the typical Bath Township home at roughly $214,000 today.

Bath Township areaOhio
−50%0%+50%+100%+150%200020052010201520202025
+9.6%
past year
+60%
past 5 years
+95%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $214K.

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Bath Township, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Affordability

A typical home costs 2.7 years of area income

The calculator starts from the area income the grade uses. Switch to Bath Township’s own median, or type yours.

Household income a year
$
Lima-area median household income, as in the grade
You could afford about
$236,000
Typical Bath Township home $214K

That covers a typical Bath Township home, with $22K to spare.

The typical home, each month
$1,360
Loan $1,060Tax $230Insurance $60

A two-bedroom rents for about $1,090 a month here, $270 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Bath Township’s typical property tax (1.29% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,090

Renters already here pay a median of $1,011.

Fair Market Rent a month, utilities included

Studio$820
1 bedroom$830
2 bedrooms$1,090
3 bedrooms$1,310
4 bedrooms$1,460
18%
of households rent · OH 33%
606
renter households
42%
of renters spend 30%+ of income on rent · OH 46%
21%
of the median income, for a two-bedroom
$1,011
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Lima, OH MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

11 new homes permitted in 2025

Builders were permitted 11 new homes in Bath Township in 2025, all single-family houses, worth about $2.8 million to build. That's 1.2 per 1,000 residents, slower than across Ohio (3.3). Over the past 10 years, Bath Township has permitted 61 homes in all.

Single-family2+ homes per building
0204060200020052010201520202025
11
new homes permitted in 2025
5
2026 so far (Jan–Aug)
1.2
per 1,000 residents · OH 3.3
61
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−326
New homes+55

Between the 2010 and 2020 censuses, Bath Township's population fell by 326 even though 55 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Ohio: 1.3 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)550$1.3 million
202511110$2.8 million
2024440$1.1 million
2023440$1.2 million
2022550$1.3 million
2021440$1 million
2020330$835,000
201910100$1.9 million
2018660$1.6 million
2017770$1.2 million
2016770$1.2 million
2015440$500,000
2014532$525,000
2013440$852,000
2012330$639,000
2011220$267,000
2010734$988,000
2009633$893,000
2008844$1.2 million
200714140$2.4 million
200618180$3.1 million
200523230$4 million
2004513120$7 million
200340400$6.2 million
200231310$4.7 million
2001372314$4.6 million
200042348$5.3 million

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Property tax runs below the Ohio norm

The median bill is $2,240 (Ohio: $2,822), 1.29% of a home’s value a year, against 1.31% statewide.

$2,240
median bill a year · OH $2,822
1.29%
of a home’s value a year · OH 1.31%

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Bath Township

Only figures published free for the whole country, each labeled with the area it covers: the Lima, OH metro area, or Ohio. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
90OH 93metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
94OH 94metroBEA, 2024
Utilities
U.S. = 100
96OH 96metroBEA, 2024
Other services
U.S. = 100
99OH 99metroBEA, 2024

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Bath Township vs. its neighbors

Zillow publishes no value for Bath Township. Sugar Creek Township and Jackson Township and Perry Township and Monroe Township have no Zillow value, so they are in the table only.

Cost next door · one source per column

TownCostTypical home
Zillow, latest
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
Bath TownshipB+—$174K1.29%$1,090
LimaB+$151K$107K1.09%$1,100
Jackson TownshipA—$186K1.05%$1,070
Perry TownshipB—$164K1.05%$1,140
Monroe TownshipA+—$122K1.21%$1,140
Sugar Creek TownshipC—$236K1.12%$1,180

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.

Questions about the cost of living in Bath Township

Is Bath Township expensive to live in?

Measured against what households in the area earn, Bath Township costs less than 65% of U.S. towns: a B+ for cost of living, #411 of 993 in Ohio. The typical home costs 2.7 years of the median household income of the Lima, OH metro area ($64K).

How much is rent in Bath Township?

HUD puts a two-bedroom at about $1,090 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,011 (Census 2020–24).

What are property taxes in Bath Township?

The median bill is $2,240 a year, 1.29% of the median home value (Ohio: $2,822, 1.31%), from the Census 2020–24.

Neighbors talk housing

What Bath Township buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.