Eliphalet Austin House · Photo: Nyttend · Public domainFEMA puts Austinburg Township’s expected hazard damage per building below that of 82% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Austinburg Township gets an A− for hazard risk: lower expected damage per building than 82% of U.S. towns. Most of that expected damage is river and rain flooding (81%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Austinburg Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Austinburg Township’s grade
River and rain flooding is 81% of the building damage FEMA expects in Austinburg Township, and Austinburg Township’s rate of river and rain flooding damage is lower than 61% of U.S. census tracts. Winter storms add 1%, at a rate in the top 5% of U.S. census tracts.
A− lower expected damage per building than 82% of U.S. towns (21,298).
Austinburg Township’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $632K a year in losses across Austinburg Township: $541K to buildings, the rest to people and crops.
Does Austinburg Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Austinburg Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Austinburg Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ashtabula County.1 federal disaster brought FEMA money to Austinburg Township
Disasters that paid out in Austinburg Township itself (aid to households or repair grants to Austinburg Township), newest first, with that year’s flood claims.
- 2006Severe Storms, Straight Line Winds, and Flooding31 households applied for aid$61K aid approved
Ashtabula County has had 11 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Austinburg Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Austinburg Township archive →Austinburg Township and its neighbors
Austinburg Township is 5th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Jefferson Township | A+less damage than 95% | river and rain flooding | 11 |
| Saybrook Township | Aless damage than 90% | river and rain flooding | 4 |
| Plymouth Township | Aless damage than 88% | river and rain flooding | 3 |
| Harpersfield Township | Aless damage than 85% | river and rain flooding | 48 |
| Austinburg Township | A−less damage than 82% | river and rain flooding | 0 |
| Morgan Township | A−less damage than 77% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Austinburg Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Austinburg Township
Is Austinburg Township at risk for natural disasters?
On FEMA’s National Risk Index, Austinburg Township has lower expected damage per building than 82% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (81%) and tornadoes (8%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Austinburg Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Ashtabula County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Austinburg Township?
FEMA’s Community Rating System list shows no discount for Austinburg Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Austinburg Township?
By FEMA money that reached Austinburg Township, Severe Storms, Straight Line Winds, and Flooding (2006): 31 households applied for aid, $61K approved.
Is Austinburg Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (81%), and Austinburg Township’s rate for it is lower than 61% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Austinburg Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Austinburg Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.