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–Not graded
Natural hazards in Woodridge · FEMA

Storms, floods and disasters in Woodridge

Woodridge isn’t graded for hazard risk: Woodridge has 955 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 1980.

Flood claims
1
paid since 1980 · $118
Disasters paid out here
6
of 26 declared for Sullivan County
By hazard

What Woodridge faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

86%of expected building damage
About average · higher than 51% of U.S. census tracts
Recorded about 2 times a year in the area

Hurricanes

6%of expected building damage
Above average · higher than 68% of U.S. census tracts
Smaller shares here
 Tornadoes Earthquakes Strong wind Ice storms Winter storms Hail Lightning Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 10% of Woodridge’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Woodridge flood? Rarely: 1 flood claim since 1980

Every paid claim on a federal flood insurance policy in Woodridge, from FEMA’s records.

Paid flood claims, by year
1980: 1 claim1981: 0 claims1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims1980
19802026
1
paid claims since 1980
$118
paid to owners
0
homes flooded more than once
$118
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Woodridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sullivan County.
Disasters

6 federal disasters brought FEMA money to Woodridge

Disasters that paid out in Woodridge itself (aid to households or repair grants to the Village of Woodridge), newest first, with that year’s flood claims.

  1. 2012Hurricane Sandy17 households applied for aid$3K aid approved
  2. 2011Hurricane Irene4 households applied for aid$29K aid approved
  3. 2006Severe Storms and Flooding3 households applied for aid$3K aid approved
  4. 2005Severe Storms and Flooding4 households applied for aid$4K aid approved$15K to the Village of Woodridge for repairs
  5. 2003Snow$3K to the Village of Woodridge for repairs
  6. 2002Snowstorms$6K to the Village of Woodridge for repairs
Disasters declared, by decade
Paid out in WoodridgeSullivan County only

Sullivan County has had 26 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of Woodridge after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Woodridge archive →
Be ready

Get ready for what Woodridge faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Woodridge

Does Woodridge flood?

Flood insurance has paid 1 claim in Woodridge since 1980, $118 in all.

Is Woodridge in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Sullivan County, 13% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.

How much is flood insurance in Woodridge?

FEMA’s Community Rating System list shows no discount for Woodridge’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Woodridge?

By FEMA money that reached Woodridge, Hurricane Irene (2011): 4 households applied for aid, $29K approved.

Storm stories

Memories, warnings and help from neighbors in Woodridge.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Woodridge’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.