Guest, Sign inJoin

Post to West Turin

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
Constable HallConstable Hall · Photo: Doug Kerr from Albany, New York, United States · CC BY-SA 2.0
B+Hazard risk
Natural hazards in West Turin · FEMA

FEMA puts West Turin’s expected hazard damage per building below that of 67% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, West Turin gets a B+ for hazard risk: lower expected damage per building than 67% of U.S. towns. Most of that expected damage is river and rain flooding (88%). Flood insurance has paid 8 claims here since 1980.

River and rain flooding 88%Ice storms 4%Strong wind 3%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 67%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
B+
in New York · lower than 67% of U.S. towns
Main hazard
River and rain flooding
88% of expected building damage
Flood claims
8
paid since 1980 · $123K
Disasters paid out here
6
of 22 declared for Lewis County
By hazard

What West Turin faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

88%of expected building damage
About average · higher than 59% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Ice storms Strong wind Earthquakes Tornadoes Hurricanes Winter storms Hail Wildfire Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind West Turin’s grade

River and rain flooding is 88% of the building damage FEMA expects in West Turin, and West Turin’s rate of river and rain flooding damage is higher than 59% of U.S. census tracts. Ice storms add 4%, at a rate in the top 6% of U.S. census tracts.

Where West Turin sits
West Turin
Least damageMiddleMost damage

B+ lower expected damage per building than 67% of U.S. towns (21,298).

All of West Turin’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding88%Ice storms4%Everything else8%

In dollars, FEMA expects about $604K a year in losses across West Turin: $535K to buildings, the rest to people and crops.

Shared tract.All of West Turin’s 1,692 residents (2020 census) live in one census tract, which it shares with Leyden town (1,572 residents) and Lewis town (844 residents) and Constableville village (293 residents) and Osceola town (243 residents) and Turin village (197 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does West Turin flood? Rarely: 8 flood claims since 1980

Every paid claim on a federal flood insurance policy in West Turin, from FEMA’s records: 7.7 per 1,000 homes, more than 69% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1980: 2 claims1981: 1 claim1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 1 claim1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 2 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 1 claim2022: 1 claim2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims198019811998
19802026
Biggest named events
  • Tropical Storm Fred1 claim · $19K
8
paid claims since 1980
$123K
paid to owners
0
homes flooded more than once
$15K
average claim
of all homes are insured
No community discount

West Turin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lewis County.
Disasters

6 federal disasters brought FEMA money to West Turin

Disasters that paid out in West Turin itself (aid to households or repair grants to the Town of West Turin), newest first, with that year’s flood claims.

  1. 2019Severe Storms, Straight-line Winds, and Flooding$110K to the Town of West Turin for repairs
  2. 2014Severe Winter Storm, Snowstorm, and Flooding$12K to the Town of West Turin for repairs
  3. 2011Severe Storms, Flooding, Tornadoes, and Straight-line Winds$99K to the Town of West Turin for repairs
  4. 2007Record Snow and Near Record Snow$21K to the Town of West Turin for repairs
  5. 2004Snow$10K to the Town of West Turin for repairs
  6. 1999Snow$6K to the Town of West Turin for repairs
Disasters declared, by decade
Paid out in West TurinLewis County only

Lewis County has had 22 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of West Turin after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the West Turin archive →
Next door

West Turin and its neighbors

West Turin is 2nd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Lyonsdale: hazard risk C+Lyons Falls: not gradedLeyden: hazard risk B+Lewis: not gradedOsceola: not gradedTurin: not gradedMartinsburg: hazard risk BTurin: not gradedLyonsdaleLyons FallsLeydenLewisOsceolaTurinMartinsburgTurinWest Turin
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
LeydenB+less damage than 67%river and rain flooding6
West TurinB+less damage than 67%river and rain flooding8
MartinsburgBless damage than 62%river and rain flooding2
LyonsdaleC+more damage than 55%river and rain flooding—
Lyons Falls—569 residents; we grade 1,000+
Lewis—913 residents; we grade 1,000+
Osceola—134 residents; we grade 1,000+
Turin—not graded yet
Turin—297 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what West Turin faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in West Turin

Is West Turin at risk for natural disasters?

On FEMA’s National Risk Index, West Turin has lower expected damage per building than 67% of U.S. towns: B+ for hazard risk. Most of the expected damage is river and rain flooding (88%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does West Turin flood?

Flood insurance has paid 8 claims in West Turin since 1980, $123K in all, or 7.7 per 1,000 homes, more than 69% of U.S. towns with a flood insurance record. The most claims came from Tropical Storm Fred (1).

Is West Turin in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lewis County, 0.4% of all homes carry federal flood insurance.

How much is flood insurance in West Turin?

FEMA’s Community Rating System list shows no discount for West Turin’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in West Turin?

By FEMA money that reached West Turin, Severe Storms, Straight-line Winds, and Flooding (2019): $110K to the Town of West Turin for repairs. By flood claims, Tropical Storm Fred: 1 paid, $19K.

Is West Turin at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (88%), and West Turin’s rate for it is higher than 59% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in West Turin.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where West Turin’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.