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–Not graded
Natural hazards in West Babylon · FEMA

Storms, floods and disasters in West Babylon

West Babylon isn’t graded for hazard risk: West Babylon is a Census area inside a town, graded with the town. Flood insurance has paid 584 claims here since 1978.

Flood claims
584
paid since 1978 · $25.9M
Disasters paid out here
0
of 26 declared for Suffolk County
By hazard

What West Babylon faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

68%of expected building damage
Below average · lower than 63% of U.S. census tracts
Recorded about 4 times a year in the area

Coastal flooding

13%of expected building damage
Well above average · in the top 2% of U.S. census tracts

Hurricanes

11%of expected building damage
Well above average · higher than 80% of U.S. census tracts
Recorded about once every 5 years in the area

Earthquakes

7%of expected building damage
Above average · higher than 63% of U.S. census tracts
Smaller shares here
 Tornadoes Strong wind Ice storms Winter storms Lightning Hail Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
AvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does West Babylon flood? Yes: 584 flood claims since 1978

Every paid claim on a federal flood insurance policy in West Babylon, from FEMA’s records.

Paid flood claims, by year
1978: 2 claims1979: 12 claims1980: 10 claims1981: 2 claims1982: 2 claims1983: 4 claims1984: 8 claims1985: 36 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 41 claims1992: 53 claims1993: 0 claims1994: 0 claims1995: 1 claim1996: 24 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 1 claim2003: 0 claims2004: 0 claims2005: 29 claims2006: 0 claims2007: 4 claims2008: 0 claims2009: 4 claims2010: 6 claims2011: 62 claims2012: 247 claims2013: 0 claims2014: 23 claims2015: 1 claim2016: 2 claims2017: 3 claims2018: 1 claim2019: 0 claims2020: 0 claims2021: 2 claims2022: 0 claims2023: 0 claims2024: 2 claims2025: 2 claims2026: 0 claims199220112012
19782026
Biggest named events
  • Hurricane Sandy245 claims · $21.5M
  • Hurricane Irene61 claims · $1.7M
  • The December Storm - nor’easter52 claims · $660K
584
paid claims since 1978
$25.9M
paid to owners
0
homes flooded more than once
$44K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

West Babylon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Suffolk County.
Disasters

The storms West Babylon remembers

None of the 26 disasters declared for Suffolk County shows FEMA aid or repair money reaching West Babylon itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 2012247 flood claims paidThe year of Hurricane Sandy, declared for Suffolk County
  2. 201162 flood claims paidThe year of Hurricane Irene, declared for Suffolk County
  3. 199253 flood claims paidThe year of Coastal Storm, High Tides, Heavy Rain, and Flooding, declared for Suffolk County
Disasters declared, by decade
Paid out in West BabylonSuffolk County only

Suffolk County has had 26 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of West Babylon after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the West Babylon archive →
Next door

West Babylon and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
BabylonBless damage than 62%river and rain flooding1,645
LindenhurstB−less damage than 52%river and rain flooding2,523
North Babylon—a Census area inside a town; graded with the town
Wyandanch—0 residents; we grade 1,000+
North Lindenhurst—a Census area inside a town; graded with the town
East Farmingdale—a Census area inside a town; graded with the town
Deer Park—a Census area inside a town; graded with the town

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what West Babylon faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
When the tide surges
  • Know your evacuation zone and the way off the coast.
  • Storm surge comes fast: leave when you’re told, not when the water arrives.
  • Move cars to high ground before king tides and nor’easters.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in West Babylon

Does West Babylon flood?

Flood insurance has paid 584 claims in West Babylon since 1978, $25.9M in all. The most claims came from Hurricane Sandy (245).

Is West Babylon in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Suffolk County, 66% of homes in mapped flood zones carry federal flood insurance, and 5.4% of all homes do.

How much is flood insurance in West Babylon?

FEMA’s Community Rating System list shows no discount for West Babylon’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in West Babylon?

By flood claims, Hurricane Sandy: 245 paid, $21.5M.

Storm stories

Memories, warnings and help from neighbors in West Babylon.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where West Babylon’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.