Storms, floods and disasters in West Almond
West Almond isn’t graded for hazard risk: West Almond has 361 residents; we grade towns of 1,000 or more. Flood insurance has paid 18 claims here since 1984.
What West Almond faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does West Almond flood? Sometimes: 18 flood claims since 1984
Every paid claim on a federal flood insurance policy in West Almond, from FEMA’s records.
West Almond isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Allegany County.8 federal disasters brought FEMA money to West Almond
Disasters that paid out in West Almond itself (aid to households or repair grants to the Town of West Almond), newest first, with that year’s flood claims.
- 2021Remnants of Tropical Storm Fred$661K to the Town of West Almond for repairs
- 2014Severe Storms and Flooding$217K to the Town of West Almond for repairs
- 2011Severe Storms, Flooding, Tornadoes, and Straight-line Winds$14K to the Town of West Almond for repairs
- 2009Severe Storms and Flooding$54K to the Town of West Almond for repairs
- 2004Severe Storms and Flooding$137K to the Town of West Almond for repairs
- 2004Severe Storms and Flooding$180K to the Town of West Almond for repairs
Show all 8
- 2003Severe Storms, Flooding, and Tornadoes$268K to the Town of West Almond for repairs1 flood claim paid that year
- 2000Severe Storms and Flooding$40K to the Town of West Almond for repairs
Allegany County has had 19 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of West Almond after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the West Almond archive →West Almond and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what West Almond faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in West Almond
Does West Almond flood?
Flood insurance has paid 18 claims in West Almond since 1984, $50K in all.
Is West Almond in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Allegany County, 0.9% of all homes carry federal flood insurance.
How much is flood insurance in West Almond?
FEMA’s Community Rating System list shows no discount for West Almond’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in West Almond?
By FEMA money that reached West Almond, Remnants of Tropical Storm Fred (2021): $661K to the Town of West Almond for repairs.
Storm stories
Memories, warnings and help from neighbors in West Almond.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where West Almond’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.