Photo: Doug Kerr from now in Binghamton, NY · CC BY-SA 2.0Waterloo spent less per resident in 2022 than 86% of similar towns
Waterloo’s town government spent $2.1 million on day-to-day services in the year to December 31, 2022, about $285 per resident. Water and other utilities ($512,000) are counted separately.
What stands out about how Waterloo is run
Read from the town’s budget and official records.
$285 per resident in 2022: less than 86% of them
Waterloo’s day-to-day spending in 2022 ($285 per resident, hospital and utilities left out) against 321 New York towns and townships of 2,500–9,999 that don’t run their own schools: the median was $458, and the middle half spent $342–$617. Waterloo spent less than 86% of them.
Includes sewer and trash ($674,000), as the Census Bureau counts them. Later years come from a Census sample, so the comparison stays on 2022. How Town Hall compares budgets →
New York towns and townships of 2,500–9,999 that don’t run their own schools, 2022 Census of Governments (every government counted that year; Waterloo itself left out).
About $285 per resident a year, or $0.78 a day
Day-to-day services only. The biggest line: sewer & trash, at 32%.
Thank you for being a neighbor
No trend yet
Waterloo reported only 2022 to the Census Bureau, so there is no trend yet.
The typical homeowner pays $3,396 a year
Every local property tax on the home: town, schools and county. About 2.89% of the home’s value, vs 1.55% across New York.
Typical yearly bill next door and statewide
The Housing page’s calculator splits a monthly payment into loan, tax and insurance at Waterloo’s rate.
Can I afford it? →The median bill homeowners report to the Census survey (bills of $10,000+ are reported as “$10,000+”). The effective rate is that bill ÷ the median home value: a rough guide, not the official tax rate.
Tax bills are one input to Waterloo’s Cost of living grade. Cost of living in Waterloo →
Who’s in charge in Waterloo
Names change after every election, so we link to the source that keeps them current.
Waterloo’s meeting calendar isn’t in our feed yet. The town posts agendas and minutes on waterlootown.org ↗.
One full-time town employee for every 812 residents
On the payroll in March 2022, from the Census Bureau’s Annual Survey of Public Employment & Payroll. Residents: the Census population in the 2022 finance file (7,305).
By department full-time, plus part-time, March 2022
The Census reports one month’s payroll (March); yearly figures are that month × 12, an estimate. Part-timers count half in the bar lengths.
Waterloo Central School District
Waterloo’s K–12 school district, shared with Waterloo, Junius, Fayette, Tyre. It’s its own government, with a budget separate from the town’s.
Of the $28,798 per pupil, $19,039 goes to the classroom (teachers, aides, supplies); the rest to buses, buildings, counselors and administration. Building projects and debt payments aren’t in the per-pupil figure.
New York districts overall: 51% local, 41% state, 8% federal.
Geneva City School District · $28,287 per pupil
School year 2023–24. Census Bureau school finance survey.
How Waterloo voted in 2024
Official results for Waterloo’s own voters, as certified after the November 5, 2024 general election, with the county and the state beside them.
Donald J TrumpRepublican60.9%2,048 votes
Kamala D HarrisDemocrat38.4%1,292 votesOthers: 0.6% (21 votes).
Most votes in Waterloo: Donald J Trump
Seneca County: Trump 55.5%, Harris 43.8% · New York: Harris 55.9%, Trump 43.3%
of Waterloo’s 5,903 adult citizens voted for president in 2024. Across New York: 59%.
Votes ÷ citizens of voting age (Census CVAP, 2020–24 ACS).
Most votes in Waterloo: Michael D Sapraicone
Seneca County: Sapraicone 53.1%, Gillibrand 46.5% · New York: Gillibrand 58.8%, Sapraicone 40.5%
Most votes in the district: Claudia Tenney
Whole-district result
President, 2024: Waterloo, its county and the state
| Trump | Harris | Others | Votes | |
|---|---|---|---|---|
| Waterloo | 60.9% | 38.4% | 0.6% | 3,361 |
| Seneca County | 55.5% | 43.8% | 0.8% | 15,105 |
| New York | 43.3% | 55.9% | 0.8% | 8,262,600 |
Official 2024 general election returns, as certified (MIT Election Data + Science Lab). Percentages are of votes for candidates; blank and spoiled ballots aren’t counted. Candidates are listed by votes, and party colors are neutral on purpose.
Portraits: Kamala D Harris: official vice-presidential portrait, Lawrence Jackson, The White House, 2021; Donald J Trump: official portrait, Shealah Craighead, The White House, 2017. All are U.S. government works in the public domain. A race shows photos only when every candidate has an official portrait; otherwise every candidate in it gets initials.
From town hall to Washington
Every level of government that speaks for Waterloo.
- 1Your townTown governmentOfficials: waterlootown.org ↗
- 2New York AssemblyState representatives
- 3New York SenateState senator
- 4GovernorStatewide
- 5U.S. HouseYour representative in Congress
- 6U.S. SenateBoth represent all of New York
Democrat · Republican · other or independent. Tap a name for their official page.
How Waterloo compares with the towns next door
Waterloo spent $285 per resident in 2022; the 3 neighbors that reported 2022 spent $388 to $944. Towns that run more services spend more. Tap a town to see its page.
| Town | Day-to-day, per resident (2022) | Tax bill |
|---|---|---|
| Fayette | $388 | $3,814 |
| Junius | $532 | $2,875 |
| Seneca Falls | $944 | $3,383 |
| Waterloo | $285 | $3,396 |
Day-to-day spending in 2022, the last year every government was counted, for governments that reported it; hospital and utilities left out. Tax bill: the typical homeowner’s bill (Census ACS, 2020–24).
Reach Waterloo’s government
The official site has phone numbers, hours and forms. Neighbors add the rest to the Handbook.
Questions about Waterloo’s government
How much does Waterloo spend per resident?
About $285 per resident on day-to-day services in the year to December 31, 2022, as reported to the Census Bureau. In 2022, the last full count, its $285 was less than 86% of 321 New York towns and townships of 2,500–9,999 that don’t run their own schools.
What is the property tax rate in Waterloo?
Homeowners report a typical bill of $3,396 a year (Census ACS, 2020–24), about 2.89% of the typical home’s value, vs 1.55% across New York. For the official rate per $1,000 of assessed value, see waterlootown.org.
Who runs Waterloo’s government?
See waterlootown.org for current officials. We name an official only when a public source lists a current term, and none does for Waterloo yet.
How did Waterloo vote in 2024?
For president, Donald J Trump 60.9%, Kamala D Harris 38.4% (3,361 votes, official results). Seneca County: Trump 55.5%, Harris 43.8%. New York: Harris 55.9%, Trump 43.3%.
How many people work for Waterloo?
9 full-time and 12 part-time employees in March 2022, with a March payroll of $86,462 (about $1.0M a year if every month were the same), as reported to the Census Bureau.
Who represents Waterloo in the state legislature?
State Senate District 58 (Tom O'Mara) and Assembly District 131 (Jeff Gallahan). The Assembly district also covers 62 other towns. Listed by Open States; districts from the Census Bureau.
Ask neighbors about Waterloo’s government
Neighbors who’ve been to the meetings can help.
Budget and staff: U.S. Census Bureau, Census of Governments (2022, every government) and Annual Survey of State and Local Government Finances (2023–24, a sample) and the Annual Survey of Public Employment & Payroll; day-to-day spending is current operations, with hospitals, utilities and airports apart. School district: Census school finance survey, 2023–24. Property tax: Census American Community Survey, 2020–24. Elections: official 2024 returns via the MIT Election Data + Science Lab; turnout uses Census citizen voting-age population (CVAP, 2020–24). Officials: Open States, names shown only with a current term (checked October 9, 2026). Districts: Census Bureau (119th Congress, 2024 state districts); legislators: Open States and congress-legislators. How Town Hall works →