Church of St. John the Evangelist · Photo: Doug Kerr from Albany, New York, United States · CC BY-SA 2.0More hazard damage per building is expected in Stockport than in 75% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Stockport gets a C for hazard risk: higher expected damage per building than 75% of U.S. towns, #679 of 758 in New York. Most of that expected damage is river and rain flooding (92%). Flood insurance has paid 22 claims here since 1990.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Stockport faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Stockport’s grade
River and rain flooding is 92% of the building damage FEMA expects in Stockport, and Stockport’s rate of river and rain flooding damage is higher than 87% of U.S. census tracts.
C #679 of 758 in New York; higher expected damage per building than 75% of U.S. towns (21,298).
All of Stockport’s residents live in one census tract; the figures are that tract’s.
The typical New York town has lower expected damage than 69% of U.S. towns; within the state, Stockport has more expected damage per building than 90% of New York towns.
In dollars, FEMA expects about $939K a year in losses across Stockport: $801K to buildings, the rest to people and crops.
Does Stockport flood? Sometimes: 22 flood claims since 1990
Every paid claim on a federal flood insurance policy in Stockport, from FEMA’s records: 18.3 per 1,000 homes, more than 83% of the 13,809 U.S. towns with a flood insurance record.
- The April 2007 nor’easter4 claims · $43K
- Hurricane Irene4 claims · $37K
- Tropical Storm Lee3 claims · $65K
Stockport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Columbia County.8 federal disasters brought FEMA money to Stockport
Disasters that paid out in Stockport itself (aid to households or repair grants to the Town of Stockport), newest first, with that year’s flood claims.
- 2017Severe Winter Storm and Snowstorm$16K to the Town of Stockport for repairs
- 2011Hurricane Irene$28K to the Town of Stockport for repairs4 flood claims paid for it, $37K
- 2010Severe Winter Storm and Snowstorm$19K to the Town of Stockport for repairs
- 2008Severe Winter Storm$118K to the Town of Stockport for repairs
- 2007Severe Storms and Inland and Coastal Flooding$11K to the Town of Stockport for repairs4 flood claims paid that year
- 2003Severe Storms, Flooding, and Tornadoes$13K to the Town of Stockport for repairs
Show all 8
- 2003Snow$4K to the Town of Stockport for repairs
- 2002Snowstorms$10K to the Town of Stockport for repairs
Columbia County has had 19 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Stockport after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Stockport archive →Stockport and its neighbors
Stockport is 7th of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Greenport | Aless damage than 90% | river and rain flooding | 5 |
| Ghent | B+less damage than 70% | river and rain flooding | 3 |
| Stuyvesant | Bless damage than 62% | river and rain flooding | 12 |
| Claverack | Bless damage than 55% | river and rain flooding | 6 |
| Athens | C+more damage than 55% | river and rain flooding | 3 |
| Coxsackie | C+more damage than 57% | river and rain flooding | 2 |
| Stockport | Cmore damage than 75% | river and rain flooding | 22 |
| Stottville | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Stockport faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Stockport
Is Stockport at risk for natural disasters?
On FEMA’s National Risk Index, Stockport has higher expected damage per building than 75% of U.S. towns: C for hazard risk, #679 of 758 in New York. Most of the expected damage is river and rain flooding (92%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Stockport flood?
Flood insurance has paid 22 claims in Stockport since 1990, $221K in all, or 18.3 per 1,000 homes, more than 83% of U.S. towns with a flood insurance record. 5 properties have flooded more than once. The most claims came from April 2007 Nor'easter (4).
Is Stockport in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Columbia County, 0.6% of all homes carry federal flood insurance.
How much is flood insurance in Stockport?
FEMA’s Community Rating System list shows no discount for Stockport’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Stockport?
By FEMA money that reached Stockport, Severe Winter Storm (2008): $118K to the Town of Stockport for repairs. By flood claims, April 2007 Nor'easter: 4 paid, $43K.
Is Stockport at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (92%), and Stockport’s rate for it is higher than 87% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Stockport.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Stockport’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.