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NY CR90Photo: Beezhive · CC BY-SA 3.0
A−Hazard risk
Natural hazards in Springport · FEMA

FEMA expects less hazard damage per building in Springport than in 76% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Springport gets an A− for hazard risk: lower expected damage per building than 76% of U.S. towns. Most of that expected damage is river and rain flooding (91%). Flood insurance has paid 8 claims here since 1983.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 76%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
By hazard

What Springport faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

91%of expected building damage
About average · higher than 54% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Strong wind Tornadoes Ice storms Hurricanes Earthquakes Wildfire Hail Winter storms Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Springport’s grade

River and rain flooding is 91% of the building damage FEMA expects in Springport, and Springport’s rate of river and rain flooding damage is higher than 54% of U.S. census tracts.

Where Springport sits
Springport
Least damageMiddleMost damage

A− lower expected damage per building than 76% of U.S. towns (21,298).

All of Springport’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding91%Strong wind3%Everything else6%

In dollars, FEMA expects about $604K a year in losses across Springport: $491K to buildings, the rest to people and crops.

Shared tract.All of Springport’s 2,227 residents (2020 census) live in one census tract, which it shares with Union Springs village (1,075 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Springport flood? Rarely: 8 flood claims since 1983

Every paid claim on a federal flood insurance policy in Springport, from FEMA’s records: 6.3 per 1,000 homes, more than 65% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1983: 1 claim1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 6 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 1 claim198319932026
19832026
8
paid claims since 1983
$72K
paid to owners
0
homes flooded more than once
$9K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Springport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cayuga County.
Disasters

1 federal disaster brought FEMA money to Springport

Disasters that paid out in Springport itself (aid to households or repair grants to the Town of Springport), newest first, with that year’s flood claims.

  1. 2004Snow$5K to the Town of Springport for repairs
Disasters declared, by decade
Paid out in SpringportCayuga County only

Cayuga County has had 13 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of Springport after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Springport archive →
Next door

Springport and its neighbors

Springport is 3rd of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
LedyardAless damage than 88%river and rain flooding11
AureliusA−less damage than 80%river and rain flooding9
SpringportA−less damage than 76%river and rain flooding8
Seneca FallsBless damage than 59%river and rain flooding22
FayetteB−more damage than 53%river and rain flooding9
FlemingCmore damage than 68%river and rain flooding6

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Springport faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Springport

Is Springport at risk for natural disasters?

On FEMA’s National Risk Index, Springport has lower expected damage per building than 76% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (91%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Springport flood?

Flood insurance has paid 8 claims in Springport since 1983, $72K in all, or 6.3 per 1,000 homes, more than 65% of U.S. towns with a flood insurance record.

Is Springport in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cayuga County, 17% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.

How much is flood insurance in Springport?

FEMA’s Community Rating System list shows no discount for Springport’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Springport?

By FEMA money that reached Springport, Snow (2004): $5K to the Town of Springport for repairs.

Is Springport at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (91%), and Springport’s rate for it is higher than 54% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Springport.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Springport’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.