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View of Speculator and Lake Pleasant, New YorkPhoto: Dclemens1971 · CC BY 4.0
Town Hall · Speculator

Speculator spent more per resident in 2022 than 95% of similar cities

Speculator’s village government spent $988,000 on day-to-day services in the year to May 31, 2022, about $3,327 per resident. Water and other utilities ($153,000) are counted separately.

Election Day

Today

General election in New York.

Register or check: vote.gov ↗
Day-to-day spending, 2022
$988,000
year to May 31, 2022
Per resident, 2022
$3,327
In 2022: $3,327, more than 95% of 301 similar cities
Long-term debt
$1.1M
end of FY2022, reported
Village staff, 2022
9
full-time · 1 part-time · March payroll $33,437
Typical tax bill
$3,208
1.28% of home value · NY 1.55%

What stands out about how Speculator is run

Read from the village’s budget and official records.

Compared with similar places

$3,327 per resident in 2022: more than 95% of them

Speculator’s day-to-day spending in 2022 ($3,327 per resident, hospital and utilities left out) against 301 New York cities of under 2,500 that don’t run their own schools: the median was $757, and the middle half spent $539–$1,136. Speculator spent more than 95% of them.

Middle half of the group, $539–$1,136Median $757Speculator

Includes sewer and trash ($256,000), as the Census Bureau counts them. Later years come from a Census sample, so the comparison stays on 2022. How Town Hall compares budgets →

The group
301

New York cities of under 2,500 that don’t run their own schools, 2022 Census of Governments (every government counted that year; Speculator itself left out).

Your share of the 2022 budget

About $3,327 per resident a year, or $9.12 a day

Day-to-day services only. The biggest line: sewer & trash, at 26%.

Where the money comes from
Property taxes 46%Fees & charges 19%Utility sales 14%From the state 12%Interest, fines & other 5%From the federal government 3%Sales taxes <1%Other taxes & licenses <1%From other local governments <1%
Not in the receipt.Building projects $264,000; interest on debt $46,000. With these and the enterprises, the whole budget was $1.5 million.
About “Other”.34% of Speculator’s day-to-day spending ($335,000) is filed by the Census Bureau outside the named functions above, so the receipt can’t say what it buys.
Over the years

No trend yet

Speculator reported only 2022 to the Census Bureau, so there is no trend yet.

Property tax

The typical homeowner pays $3,208 a year

Every local property tax on the home: town, schools and county. About 1.28% of the home’s value, vs 1.55% across New York.

What homes cost →

Typical yearly bill next door and statewide

New York$6,582
Speculator$3,208
Lake Pleasant$2,813
Wells$2,588
Indian Lake$2,505
Arietta$1,577
$3,208
typical bill a year
1.28%
effective rate
$250,000
typical home value (Census)
Your own bill

The Housing page’s calculator splits a monthly payment into loan, tax and insurance at Speculator’s rate.

Can I afford it? →

The median bill homeowners report to the Census survey (bills of $10,000+ are reported as “$10,000+”). The effective rate is that bill ÷ the median home value: a rough guide, not the official tax rate. In a town this small the estimate has a wide margin.

Tax bills are one input to Speculator’s Cost of living grade. Cost of living in Speculator →

Who runs it

Who’s in charge in Speculator

Names change after every election, so we link to the source that keeps them current.

Check Speculator’s own website for current officialsWe name an official only when a public source lists a current term. None does for Speculator yet.
Who works for Speculator

One full-time village employee for every 33 residents

On the payroll in March 2022, from the Census Bureau’s Annual Survey of Public Employment & Payroll. Residents: the Census population in the 2022 finance file (297).

By department full-time, plus part-time, March 2022

Roads & transportation5
Water & other utilities3
Administration & buildings1 + 1 pt
9
full-time
1
part-time
$33,437
payroll for March 2022
$401,244
a year, estimated (March × 12)
$42,400
average full-time pay, before benefits (March × 12)
Compared, 2022.Speculator had 30.3 full-time staff per 1,000 residents in March 2022. The median for the 243 of the 301 New York cities of under 2,500 that don’t run their own schools that reported 2022 staff was 4.1: Speculator had more than 98% of them. Same group and year as the budget comparison.

The Census reports one month’s payroll (March); yearly figures are that month × 12, an estimate. Part-timers count half in the bar lengths.

The school district

Lake Pleasant Central School District

Speculator’s elementary school district, shared with Lake Pleasant. It’s its own government, with a budget separate from the town’s.

Schools in Speculator →
$71,141
per pupil · NY $34,607
64
students
$4.3 million
long-term debt

Of the $71,141 per pupil, $41,625 goes to the classroom (teachers, aides, supplies); the rest to buses, buildings, counselors and administration. Building projects and debt payments aren’t in the per-pupil figure.

The district: schools, scores and graduation →

Where the district’s money comes from
Local 79%State 16%Federal 4%

New York districts overall: 51% local, 41% state, 8% federal.

School year 2023–24. Census Bureau school finance survey.

Elections · 2024 general election

Speculator’s votes are counted by county

New York reports official results by county and precinct, not by village, so there are no official results for Speculator alone, and we don’t estimate them. These are Hamilton County’s results.

President · Hamilton County’s results3,439 votes · results as certified
Donald J TrumpDonald J TrumpRepublican64.6%2,223 votes
Kamala D HarrisKamala D HarrisDemocrat35.2%1,211 votes

Others: 0.1% (5 votes).

Most votes in Hamilton County: Donald J Trump

New York: Harris 55.9%, Trump 43.3%

The county’s page

100% of Speculator lies in Hamilton County. Every 2024 race in Hamilton County is on the county’s page.

Hamilton County’s 2024 results →
DemocratRepublicanLibertarianIndependent / other

Official 2024 general election returns, as certified (MIT Election Data + Science Lab). Percentages are of votes for candidates; blank and spoiled ballots aren’t counted. Candidates are listed by votes, and party colors are neutral on purpose.

Portraits: Kamala D Harris: official vice-presidential portrait, Lawrence Jackson, The White House, 2021; Donald J Trump: official portrait, Shealah Craighead, The White House, 2017. All are U.S. government works in the public domain. A race shows photos only when every candidate has an official portrait; otherwise every candidate in it gets initials.

Who represents Speculator

From town hall to Washington

Every level of government that speaks for Speculator.

2024 results ↑
  1. 1
    Your cityMayor & council
    Local officials aren’t on record yet.
  2. 2
    New York AssemblyState representatives
  3. 3
    New York SenateState senator
  4. 4
    GovernorStatewide
  5. 5
    U.S. HouseYour representative in Congress
  6. 6
    U.S. SenateBoth represent all of New York

Democrat · Republican · other or independent. Tap a name for their official page.

Next door

How Speculator compares with the towns next door

Speculator spent $3,327 per resident in 2022. Most of its neighbors are townships, a different kind of government, so the like-for-like comparison is with similar cities, above. Tap a town to see its page.

Spends the leastSpends the mostEstimate or no figures
TownDay-to-day, per resident (2022)Tax bill
Indian Lake$2,961$2,505
Lake Pleasant$3,077$2,813
Arietta$6,264$1,577
Wellsestimate$2,588
Speculator$3,327$3,208

Day-to-day spending in 2022, the last year every government was counted, for governments that reported it; hospital and utilities left out. Tax bill: the typical homeowner’s bill (Census ACS, 2020–24).

Reach Speculator’s government

Neighbors add phone numbers and hours to the Handbook.

The Handbook →

Questions about Speculator’s government

How much does Speculator spend per resident?

About $3,327 per resident on day-to-day services in the year to May 31, 2022, as reported to the Census Bureau. In 2022, the last full count, its $3,327 was more than 95% of 301 New York cities of under 2,500 that don’t run their own schools.

What is the property tax rate in Speculator?

Homeowners report a typical bill of $3,208 a year (Census ACS, 2020–24), about 1.28% of the typical home’s value, vs 1.55% across New York. For the official rate per $1,000 of assessed value, see the village’s assessor.

Who runs Speculator’s government?

We name an official only when a public source lists a current term, and none does for Speculator yet.

How did Speculator vote in 2024?

New York counts votes by county and precinct, not by village, so there are no official results for Speculator alone. Hamilton County, where 100% of Speculator lies, voted Trump 64.6%, Harris 35.2% for president; its page has every race.

How many people work for Speculator?

9 full-time and 1 part-time employees in March 2022, with a March payroll of $33,437 (about $401,244 a year if every month were the same), as reported to the Census Bureau.

Who represents Speculator in the state legislature?

State Senate District 49 (Mark Walczyk) and Assembly District 118 (Robert Smullen). The Assembly district also covers 71 other towns. Listed by Open States; districts from the Census Bureau.

Ask neighbors about Speculator’s government

Neighbors who’ve been to the meetings can help.

Town Square →
Ask neighbors

Budget and staff: U.S. Census Bureau, Census of Governments (2022, every government) and Annual Survey of State and Local Government Finances (2023–24, a sample) and the Annual Survey of Public Employment & Payroll; day-to-day spending is current operations, with hospitals, utilities and airports apart. School district: Census school finance survey, 2023–24. Property tax: Census American Community Survey, 2020–24. Elections: official 2024 returns via the MIT Election Data + Science Lab; turnout uses Census citizen voting-age population (CVAP, 2020–24). Officials: Open States, names shown only with a current term (checked October 9, 2026). Districts: Census Bureau (119th Congress, 2024 state districts); legislators: Open States and congress-legislators. How Town Hall works →