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CHazard risk
Natural hazards in Sherrill · FEMA

FEMA puts Sherrill’s expected hazard damage per building above that of 72% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Sherrill gets a C for hazard risk: higher expected damage per building than 72% of U.S. towns, #665 of 758 in New York. Most of that expected damage is river and rain flooding (95%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 95%Strong wind 2%Ice storms 1%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 72%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#665 of 758 in New York
Hazard risk
C#665 of 758
in New York · higher than 72% of U.S. towns
Main hazard
River and rain flooding
95% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
8
of 21 declared for Oneida County
By hazard

What Sherrill faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

95%of expected building damage
Well above average · higher than 87% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Strong wind Ice storms Earthquakes Hurricanes Tornadoes Winter storms Hail Wildfire Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Sherrill’s grade

River and rain flooding is 95% of the building damage FEMA expects in Sherrill, and Sherrill’s rate of river and rain flooding damage is higher than 87% of U.S. census tracts.

Where Sherrill sits
Sherrill
Least damageMiddleMost damage

C #665 of 758 in New York; higher expected damage per building than 72% of U.S. towns (21,298).

All of Sherrill’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding95%Everything else5%

The typical New York town has lower expected damage than 69% of U.S. towns; within the state, Sherrill has more expected damage per building than 88% of New York towns.

In dollars, FEMA expects about $1.7M a year in losses across Sherrill: $1.5M to buildings, the rest to people and crops.

Shared tract.All of Sherrill’s 3,077 residents (2020 census) live in one census tract. FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Sherrill flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Sherrill. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Sherrill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oneida County.
Disasters

8 federal disasters brought FEMA money to Sherrill

Disasters that paid out in Sherrill itself (aid to households or repair grants to the City of Sherrill), newest first, with that year’s flood claims.

  1. 2017Severe Winter Storm and Snowstorm$14K to the City of Sherrill for repairs
  2. 2013Severe Storms and Flooding$66K to the City of Sherrill for repairs
  3. 2007Record Snow and Near Record Snow$9K to the City of Sherrill for repairs
  4. 2006Severe Storms and Flooding3 households applied for aid$687 aid approved$2K to the City of Sherrill for repairs
  5. 2004Snow$5K to the City of Sherrill for repairs
  6. 2003Ice Storm$2K to the City of Sherrill for repairs
Show all 8
  1. 2002Snowstorms$10K to the City of Sherrill for repairs
  2. 2000Severe Storms and Flooding$7K to the City of Sherrill for repairs
Disasters declared, by decade
Paid out in SherrillOneida County only

Oneida County has had 21 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of Sherrill after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Sherrill archive →
Next door

Sherrill and its neighbors

Sherrill is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Vernon: hazard risk B−Oneida: hazard risk C−VernonOneidaSherrill
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
VernonB−less damage than 53%river and rain flooding7
SherrillCmore damage than 72%river and rain flooding0
OneidaC−more damage than 82%river and rain flooding119

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Sherrill faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Sherrill

Is Sherrill at risk for natural disasters?

On FEMA’s National Risk Index, Sherrill has higher expected damage per building than 72% of U.S. towns: C for hazard risk, #665 of 758 in New York. Most of the expected damage is river and rain flooding (95%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Sherrill in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Oneida County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.

How much is flood insurance in Sherrill?

FEMA’s Community Rating System list shows no discount for Sherrill’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Sherrill?

By FEMA money that reached Sherrill, Severe Storms and Flooding (2013): $66K to the City of Sherrill for repairs.

Is Sherrill at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (95%), and Sherrill’s rate for it is higher than 87% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Sherrill.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Sherrill’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.