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Sharon Springs, New York 2016 424Photo: Elisa.rolle · CC BY-SA 4.0
–Not graded
Natural hazards in Sharon Springs · FEMA

Storms, floods and disasters in Sharon Springs

Sharon Springs isn’t graded for hazard risk: Sharon Springs has 634 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
9
of 20 declared for Schoharie County
By hazard

What Sharon Springs faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

91%of expected building damage
About average · higher than 58% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Hurricanes Tornadoes Earthquakes Strong wind Ice storms Winter storms Hail Lightning Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sharon Springs flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Sharon Springs. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Sharon Springs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Schoharie County.
Disasters

9 federal disasters brought FEMA money to Sharon Springs

Disasters that paid out in Sharon Springs itself (aid to households or repair grants to the Village of Sharon Springs), newest first, with that year’s flood claims.

  1. 2011Remnants of Tropical Storm Lee6 households applied for aid$3K aid approved$321K to the Village of Sharon Springs for repairs
  2. 2011Hurricane Irene33 households applied for aid$79K aid approved$4K to the Village of Sharon Springs for repairs
  3. 2008Severe Winter Storm$6K to the Village of Sharon Springs for repairs
  4. 2008Severe Winter Storm$4K to the Village of Sharon Springs for repairs
  5. 2006Severe Storms and Flooding14 households applied for aid$26K aid approved$23K to the Village of Sharon Springs for repairs
  6. 2005Severe Storms and Flooding1 households applied for aid$5K to the Village of Sharon Springs for repairs
Show all 9
  1. 2003Snow$816 to the Village of Sharon Springs for repairs
  2. 2002Snowstorms$1K to the Village of Sharon Springs for repairs
  3. 2000Severe Storms and Flooding$11K to the Village of Sharon Springs for repairs
Disasters declared, by decade
Paid out in Sharon SpringsSchoharie County only

Schoharie County has had 20 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of Sharon Springs after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Sharon Springs archive →
Be ready

Get ready for what Sharon Springs faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Sharon Springs

Is Sharon Springs in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Schoharie County, 29% of homes in mapped flood zones carry federal flood insurance, and 1.6% of all homes do.

How much is flood insurance in Sharon Springs?

FEMA’s Community Rating System list shows no discount for Sharon Springs’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Sharon Springs?

By FEMA money that reached Sharon Springs, Remnants of Tropical Storm Lee (2011): 6 households applied for aid, $3K approved, and $321K to the Village of Sharon Springs for repairs.

Storm stories

Memories, warnings and help from neighbors in Sharon Springs.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Sharon Springs’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.